Antler

Keeper unlocks cash from paid leaves for employees while they are still employed, using innovative financial products.

Homebase is a technology company that leverages AI-driven algorithms to assist American homeowners in managing their property-related expenses. By analyzing properties, Homebase determines fair tax amounts, thereby simplifying the process and reducing the need for extensive paperwork. The company's primary focus is on helping homeowners save on two significant financial burdens: mortgages and home maintenance costs. Through its innovative approach, Homebase aims to provide valuable insights and streamline financial obligations for property owners.

Homebase is a technology company that leverages AI-driven algorithms to assist American homeowners in managing their property-related expenses. By analyzing properties, Homebase determines fair tax amounts, thereby simplifying the process and reducing the need for extensive paperwork. The company's primary focus is on helping homeowners save on two significant financial burdens: mortgages and home maintenance costs. Through its innovative approach, Homebase aims to provide valuable insights and streamline financial obligations for property owners.

Keeper unlocks cash from paid leaves for employees while they are still employed, using innovative financial products.

Earlybird AI is a sleek business finance OS for modern entrepreneurs.

Wealth Karma is a technology company that specializes in providing personalized financial education and tools to help individuals make informed decisions about their retirement planning. Their platform is designed to assist users in managing their finances, with a focus on understanding insurance coverage, building emergency funds, and diversifying investments. The company caters to expatriates in the Gulf Cooperation Council, aiming to enhance their financial resilience against potential climate-related challenges.

Chexy operates a digital platform that transforms the rent payment process for tenants. It enables users to send money online to their landlords while also earning rewards and building credit points. The platform allows tenants to redeem these points for exclusive membership perks, thereby giving them greater control over their rent payments, which are a significant monthly expense. Through its innovative approach, Chexy aims to enhance the rental experience by providing financial benefits and improving credit history for tenants.

Qash Colombia provides offshore financial services and focuses on the facilitation of US dollar savings accounts for Colombian individuals.

SoBanHang is a company that provides digital solutions for small and micro businesses, enabling them to create online stores and effectively manage their cash flow. The company's software facilitates the development of websites and the management of sales transactions, allowing businesses to reach a broader customer base through mobile platforms. By offering tools for online storefronts and financial management, SoBanHang aims to enhance revenue generation and streamline sales processes for its users.

Peas Technology is a fintech company that specializes in joint financial management for couples. Its platform enables users to connect their existing bank accounts, track shared expenses, set and work towards shared savings goals, and pay bills collaboratively. By providing a holistic view of couples' finances, Peas aims to simplify shared financial management and help users build a strong financial foundation together.

Luminy is a technology company that specializes in debt resolution and accounts receivable management. It offers a platform that uses artificial intelligence and machine learning to provide intelligent insights, automate collections, and integrate with enterprise resource planning systems. This platform helps finance teams to accelerate cash collection, make data-driven decisions, and improve overall efficiency.

Equip is an Amsterdam-based FinTech start-up focused on enhancing financial well-being through a digital training platform. The company partners with employers to provide financial coaching to their employees, offering essential tools, information, and actionable insights needed to navigate various financial decisions. By making these resources accessible, Equip aims to improve employees' financial health and productivity while also helping organizations reduce turnover. Through its innovative approach, Equip seeks to empower individuals to achieve financial peace of mind.

PayPilot is building the next-generation financial health platform powered by AI and social connections. Our first product, on-demand pay, lets users cash out their wages before payday, giving them more control over their finances. - By leveraging open banking and AI, we provide accurate credit assessments based on a deep understanding of each user’s financial situation, ensuring fair access to credit. - We’re the first to introduce borrowing groups, enabling users to team up with friends to unlock higher cash-out limits together.

Drops is transforming “one-size fits all” financial products into automated services targeting a market segment of one; starting with helping consumers save and invest for the future. Product offerings include multiple saving mechanics, diversified investment portfolios and Save-Now-Buy-Later.

Nook develops and creates a digital platform that tracks and manages financial goals of couples. It provides banking services that allows access for two but can be used independently. Nook is based in Singapore City, Singapore.

Graceful Finance is a fintech platform dedicated to offering innovative financial and software solutions for older adults. Its mission centers on enabling individuals to age in place while effectively supplementing their income and safeguarding their legacies. By providing alternative financing options, the platform allows customers to monetize their primary financial asset, their home wealth. Graceful Finance has established distinctive distribution partnerships that link institutional capital partners with significant customer demand, enhancing its ability to serve this demographic effectively.

Cobble Technology Limited operates a credit-building platform aimed at addressing the lack of access to credit facilities in Africa, where a significant portion of the population is considered non-creditworthy. The company focuses on educating users about their credit reports and scores, thereby enabling them to improve their creditworthiness over time. By facilitating regular monthly deposits that contribute to credit history with major credit agencies, Cobble Technology helps users build their credit scores. Additionally, the platform provides tools for effective debt management, assisting users in planning and budgeting to achieve financial responsibility. This approach allows users to access loans and credit facilities more easily, avoiding common issues such as lengthy approval processes and stringent requirements that often accompany traditional lending practices.

Pensify is a fintech start-up that provides a financial platform designed to assist small and medium-sized enterprises (SMEs) and self-employed individuals in establishing future pension plans. The platform offers personalized pension solutions and comprehensive insurance coverage for employees, ensuring their financial security. By streamlining business operations and integrating seamlessly with existing payroll systems, human resource software, and bookkeeping tools, Pensify simplifies the management of retirement benefits and insurance. This approach makes pension planning straightforward, accessible, and affordable, enabling business owners and their employees to effectively plan for their financial future.

Billsmoov is an intelligent bill management platform designed to transform the way individuals handle their bills. The company offers a payment application that helps users manage their household budgets by consolidating various bills into a regular, smoothed payment amount. This software automates the payment process, identifying service providers through bill comparison features, which enables users to pay all invoices efficiently and without the risk of missing deadlines. By streamlining bill management, Billsmoov simplifies financial planning and enhances the overall payment experience for its users.

Payd is a financial wellbeing platform designed to enhance employees' financial flexibility by allowing them to access a portion of their earned wages before the traditional payday. Through its app, users can view their earnings in real-time and withdraw funds as needed, promoting better budgeting and financial management. This service not only empowers employees but also provides employers with an innovative tool to improve staff engagement and retention, reducing reliance on costly payday lending options.

Chexy operates a digital platform that transforms the rent payment process for tenants. It enables users to send money online to their landlords while also earning rewards and building credit points. The platform allows tenants to redeem these points for exclusive membership perks, thereby giving them greater control over their rent payments, which are a significant monthly expense. Through its innovative approach, Chexy aims to enhance the rental experience by providing financial benefits and improving credit history for tenants.

Equip is an Amsterdam-based FinTech start-up focused on enhancing financial well-being through a digital training platform. The company partners with employers to provide financial coaching to their employees, offering essential tools, information, and actionable insights needed to navigate various financial decisions. By making these resources accessible, Equip aims to improve employees' financial health and productivity while also helping organizations reduce turnover. Through its innovative approach, Equip seeks to empower individuals to achieve financial peace of mind.

Salus is a company focused on enhancing financial well-being for individuals, particularly within underserved communities. It partners with credit unions to deliver an innovative digital underwriting platform that facilitates greater access to credit. This platform integrates seamlessly, utilizing alternative data to evaluate applicants beyond traditional credit scores, thereby increasing approval rates. By assisting both new and existing members in improving their credit, Salus helps them progress toward their financial goals. Additionally, the platform aims to reduce unnecessary costs and barriers, ultimately fostering better financial outcomes for its clients and the communities they serve.

Frich is a social finance application aimed at empowering Gen Z to manage their personal finances collaboratively. The platform enables users to set spending goals and participate in savings challenges with friends, incorporating gamification and social media elements to enhance user engagement. By tracking social spending and offering rewards for achieving financial goals, Frich helps users make informed financial decisions and navigate their financial lives more effectively.

Earnr is a finance and tax service tailored for the U.K. creator economy and individuals engaged in side-hustle businesses. Founded in 2020 by Anil Nair, Enzo Ottens, and Jamie Leverton, the company provides a platform that automates financial management and tax submissions. Users can import bank transactions, monitor their earnings, and streamline their tax return processes. By facilitating a comprehensive record of self-employed income, Earnr helps users save time on organizing their finances and completing tax filings, making financial management more accessible for freelancers and entrepreneurs.

Zibra helps to connect all their accounts, seamlessly select the payment method, and deliver personalised recommendations that help them get the most out of every purchase. It is a banking card that helps users take control of their spending and drives the dollar further.

SuperFi Finance is a London-based financial application founded in 2021 that offers personalized debt support to users. The app is designed to assist individuals in managing their bills and debts, particularly during the ongoing Cost-of-Living crisis. By consolidating various sources of debt and bills into a single platform, SuperFi empowers users to maximize their incomes and minimize their expenses. This approach not only helps customers stay on top of their payments and avoid problem debt but also enables bill providers to enhance customer outcomes while reducing their operational costs.

Flow Club is a platform that allows building a social-first experience in investing and financial management. Flow Club enables users on its platform to invest and build financial freedom alongside their friends, where they can learn, discover, and share investment ideas in closed friend groups or communities. This makes building their portfolio a social-first experience.

Payd is a financial wellbeing platform designed to enhance employees' financial flexibility by allowing them to access a portion of their earned wages before the traditional payday. Through its app, users can view their earnings in real-time and withdraw funds as needed, promoting better budgeting and financial management. This service not only empowers employees but also provides employers with an innovative tool to improve staff engagement and retention, reducing reliance on costly payday lending options.

Tulix is a remittance and payments platform designed to facilitate easy and convenient money transfers to loved ones in Africa. The app empowers users to manage their finances collaboratively by allowing them to share money for various needs, such as household expenses, education, and medical costs. Tulix enhances the transparency and accountability of financial transactions by enabling users to co-determine how funds will be spent with their beneficiaries. The platform features innovative tools like "jars" for collaborative budgeting and goal-based savings, which contribute to improved financial health for households. By providing instant payment capabilities to local businesses and maintaining connections across borders, Tulix supports users in building healthier financial relationships while maximizing the impact of local and international remittances.

Moneko is a FinTech startup based in Singapore that is creating an AI-powered personal finance mobile application aimed at helping millennials in Asia improve their financial management skills. The application integrates behavioral science and game design elements to engage users, enabling them to save and manage their money more effectively. By utilizing machine learning, Moneko's platform assists users in setting aside funds for savings, managing expenses, and establishing financial goals. This innovative approach focuses on developing sustainable financial habits, providing a tailored and engaging experience for its users.

Empala, Pte Ltd. is a Singapore-based company founded in 2020 that focuses on enhancing financial literacy and wellbeing for employees in Southeast Asia. The company has developed a financial wellbeing platform that helps individuals manage their finances by tracking expenses and understanding their financial positions. Empala's primary service allows employees to access a portion of their earned wages before payday, thereby alleviating financial stress and reducing reliance on costly payday loans or credit card overdrafts. By providing these financial tools and resources, Empala aims to empower employees to improve their financial knowledge and skills, ultimately fostering better financial health and savings for the future.

Credkin provides a financial well-being platform designed to empower employees with financial literacy tools. The platform offers features such as score tracking, credit building, money management, smart credit reports, ID theft alerts, and fraud insurance. Credkin aims to help users take control of their finances and improve their financial health. The company is founded by immigrant entrepreneurs who understand the complexities of credit in America and are committed to enhancing financial literacy and well-being.

Mattrvest is a financial education and planning application that aims to democratize finance for millennials by facilitating planning, saving, and spending aligned with their values. The company utilizes conversational technology and smart money management algorithms to create chatbots that guide users through a personalized financial journey. This frictionless interface helps users navigate sustainable finance products available in the market, enabling them to save more effectively. Mattrvest also has future aspirations to expand its offerings to include impact investing opportunities and additional financial services that resonate with the values of its user base.

Hodlnaut is a cryptocurrency borrowing and lending platform based in Singapore, focused on providing financial services to cryptocurrency users. The platform manages over $500 million in digital assets and has experienced a consistent growth rate of 20% month on month. Recognized as a certified fintech by the Singapore Fintech Association, Hodlnaut has received an in-principle approval for a Major Payment Institution License from the Monetary Authority of Singapore under the Payment Services Act. The platform offers services that include borrowing and lending of digital payment tokens, as well as a token swap feature. Currently, the Monetary Authority of Singapore regulates only the token swap feature, while the borrowing and lending services remain unregulated. Hodlnaut aims to enable investors to earn interest on their cryptocurrencies by facilitating loans to margin traders, thereby allowing both crypto investors and traders to benefit from the platform's offerings.