Antler

Moneta is an artificial intelligence-driven platform dedicated to risk management for lending institutions.

Zybra Finance specializes in developing cloud-based accounting software for small and medium-sized enterprises. Its platform provides features like online invoicing, inventory management, automated payment reminders, and detailed reporting tools, helping businesses optimize their financial management, improve operational efficiency, and ensure tax compliance.

Dhahaby is a fintech company that specializes in gold-backed loans. It operates a digital platform enabling individuals and businesses to use their gold assets as collateral for loans, providing them with financial flexibility. The company offers fair valuations and competitive interest rates, streamlining the loan process through its user-friendly interface. Additionally, Dhahaby addresses lenders' pain points by facilitating secure and efficient gold-backed lending.

HealthCRED is a financial services company focused on India's healthcare sector. It offers working capital solutions to various healthcare stakeholders, including hospitals, medical device manufacturers, drug manufacturers, distributors, and importers. The company's services aim to stabilize cash flows without diluting equity, ensuring smooth operations. HealthCRED uses technology to secure optimal funding and offers flexible repayment terms, addressing urgent financial needs within 72 hours.

BorderDollar is a financial services provider that helps businesses, particularly those engaged in cross-border trade, to access cash flow through invoice financing. This service aims to boost business growth and enhance supply chain efficiency.

Datung is a company focused on empowering small businesses through innovative and data-driven credit assessments and community-backed lending solutions. It operates a credit platform that utilizes advanced software to structure lending processes effectively. By leveraging a data-centric approach to credit evaluations, Datung aims to revolutionize access to capital for micro-businesses, enabling them to thrive and grow in a competitive marketplace. The company’s solutions are designed to address the unique financial needs of small enterprises, facilitating their ability to secure necessary funding.

Blinka is a technology company specializing in end-to-end loan origination software for private lenders in the mortgage and B2B lending sectors. Its platform automates underwriting processes, reduces operational costs, and enhances risk assessment through AI-powered document analysis and real-time loan tracking. This enables private lenders to accelerate loan origination and scale operations efficiently.

Lunash is a technology company that specializes in AI-driven debt management solutions. It serves a diverse range of Indonesian financial institutions, including regional and rural banks, peer-to-peer lenders, multi-finance companies, and debt collection agencies. Lunash's platform analyzes borrower data using artificial intelligence to provide personalized insights and communication strategies, helping these institutions enhance debt recovery rates and reduce operational costs while maintaining positive borrower relationships.

Flaex is a decentralized margin trading platform that offers competitive lending rates to traders. Its exchange platform aims to boost liquidity and empowers traders with control over their funds, eliminating the risk of fund manipulation through its decentralized architecture.

HealthCRED is a financial services company focused on India's healthcare sector. It offers working capital solutions to various healthcare stakeholders, including hospitals, medical device manufacturers, drug manufacturers, distributors, and importers. The company's services aim to stabilize cash flows without diluting equity, ensuring smooth operations. HealthCRED uses technology to secure optimal funding and offers flexible repayment terms, addressing urgent financial needs within 72 hours.

Vero Technologies is a commercial lending platform that specializes in inventory loan management software for small and medium-sized businesses (SMBs). Founded in 2020 and based in New York, the company offers a comprehensive solution that combines technology and services to assist financial institutions, wholesalers, and dealers in managing inventory loans efficiently. Its platform facilitates underwriting, funding, risk assessment, and portfolio management, allowing bank and credit union partners to provide floor plan financing without the need for new systems or additional personnel. Additionally, Vero Technologies equips SMB owners with tools to effectively oversee their treasury and capital outflows, enabling them to scale their lending programs through an automated funding system.

Jahazii, established in 2023 and headquartered in Nairobi, Kenya, operates a digital lending platform. This platform streamlines loan sourcing and due diligence processes for institutional lenders, enabling them to assess the creditworthiness of small and medium-sized enterprises (SMEs) more efficiently. Jahazii achieves this by digitizing these processes and consolidating relevant business data, allowing lenders to make accelerated lending decisions.

Slice offers payment plans and accepts payments, loan payment terms, and other services may incur transactional or financing fees. Slice was founded in 2022 and is based in Sao Paulo, Sao Paulo.

PayPilot is building the next-generation financial health platform powered by AI and social connections. Our first product, on-demand pay, lets users cash out their wages before payday, giving them more control over their finances. - By leveraging open banking and AI, we provide accurate credit assessments based on a deep understanding of each user’s financial situation, ensuring fair access to credit. - We’re the first to introduce borrowing groups, enabling users to team up with friends to unlock higher cash-out limits together.

Tumbuh, a Jakarta-based fintech company, specializes in embedded lending solutions. It simplifies digital onboarding and Know Your Customer (KYC) processes, offering a range of lending products. Tumbuh's platform enables businesses to provide fintech services to their B2B customers, including loan monitoring and 'buy now, pay later' services, enhancing their employees' and customers' access to credit and line of credit management.

ArkoPay is a technology-driven platform designed to provide financing, payment, and construction management solutions tailored for small to medium enterprises within the construction supply chain in Indonesia. The platform facilitates access to flexible financing options and automates payment processing while offering real-time updates on building material prices. By utilizing ArkoPay, construction professionals can establish more accurate project budgets, enhance cash flow, and concentrate on delivering quality work, ultimately fostering greater customer loyalty and satisfaction. ArkoPay aims to address inefficiencies in the construction industry's operations and value chain, promoting a "Build Now and Pay Later" approach to support the sector's financial needs.

Thirdroc is a software company that specializes in providing a Buy Now Pay Later (BNPL) platform for B2B segments, aimed at reducing credit risk and enhancing sales. The platform utilizes machine learning to convert unstructured data into actionable insights, allowing lenders to accurately predict credit risk through advanced data analysis. By enabling lenders to fund BNPL purchases directly on behalf of small businesses and their employees, Thirdroc effectively minimizes financial risk. Merchants benefit by receiving upfront payments for sales and have the flexibility to manage their payment schedules. Additionally, Thirdroc enhances employee retention by offering cashback incentives through its partnerships with participating enterprises. Founded in late 2022 by Shivnil Maharaj and Ritesh Nain, Thirdroc has experienced rapid growth, securing its first round of equity investment from Antler Venture Capital in March 2023.

Kite is dedicated to assisting eCommerce businesses in realizing their full potential and expediting their growth through founder-friendly capital solutions. They offer revenue-based financing options that are designed to be fast, cost-effective, and customized to the specific needs of each business. By providing this type of financing, Kite aims to support eCommerce businesses by offering capital based on a percentage of their revenue. This allows businesses to access the funds they need to fuel their growth without the constraints of traditional loan structures. Kite's revenue-based financing approach is founder-friendly, meaning it considers the unique circumstances and goals of each business. This tailored approach ensures that businesses receive the financial support they require while maintaining their ownership and control. With Kite's revenue-based financing, eCommerce businesses can benefit from a streamlined and accessible capital solution that is aligned with their growth trajectory. This allows them to invest in key areas, seize growth opportunities, and propel their businesses forward.

Abdurahman Hidayat founded Credipass.

Graceful Finance is a fintech platform dedicated to offering innovative financial and software solutions for older adults. Its mission centers on enabling individuals to age in place while effectively supplementing their income and safeguarding their legacies. By providing alternative financing options, the platform allows customers to monetize their primary financial asset, their home wealth. Graceful Finance has established distinctive distribution partnerships that link institutional capital partners with significant customer demand, enhancing its ability to serve this demographic effectively.

Bold Finance is a fintech company focused on providing financial solutions for low and mid-income segments in India. It operates a gold loan credit system based on a franchise model, which allows customers to access gold loans at competitive rates. The company collaborates with local jeweler shops to facilitate customer acquisition, gold appraisal, and loan disbursement. By partnering with banks, Bold Finance also ensures proper underwriting of loans and secure storage for gold collateral. This innovative approach not only enhances credit availability for its customers but also strengthens community ties through trusted neighborhood jewelers.

Money254 operates a loan comparison platform designed to simplify financial decision-making for users in Kenya. By aggregating and reviewing financial and insurance products from established institutions, it provides a centralized marketplace where customers can easily search and compare various offerings. The platform aims to create transparency and equal access to financial information, helping users make informed choices in a fast and efficient manner.

Finverv operates a lending infrastructure platform designed to facilitate the integration of credit into various businesses. The platform offers a straightforward plug-and-play solution, allowing clients to seamlessly embed credit within their ecosystems. This approach not only enhances the credit offerings of fintech and non-fintech firms but also helps diversify the credit portfolios of lending institutions. By fostering collaboration between businesses and financial entities, Finverv aims to streamline credit access and support the growth of its clients.

Credevia is an online platform designed to facilitate liquidity in accounts receivable by connecting buyers and sellers. It enables buyers to pay their invoices early in return for discounts from suppliers through a process known as dynamic discounting. This approach helps suppliers improve their cash flow while offering buyers the opportunity to reduce their costs, creating a mutually beneficial arrangement. By streamlining the payment process, Credevia addresses the financing needs of businesses and enhances financial efficiency in transactions.

Pible is a provider of embedded finance infrastructure tailored for fintech companies, lenders, and small and medium-sized enterprises (SMEs) in Southeast Asia. The company offers a SaaS-based financial platform that facilitates the integration of lending products, enabling fintechs to launch credit offerings quickly and efficiently. Lenders benefit from the ability to provide credit solutions to underserved SMEs more rapidly than traditional internal processes allow. Additionally, SMEs gain access to capital in minutes through Pible's comprehensive credit decisioning platform, which enhances their ability to scale and reach new markets while improving payment cycles.

Mast is developing a cloud-native mortgage origination platform aimed at enhancing the efficiency of mortgage lenders. The platform focuses on simplifying the lending process by providing no-code products that allow lenders to operate more effectively and respond swiftly to market changes. This technology not only helps lenders reduce costs and underwrite more applications but also aims to improve service levels and create a superior digital experience for borrowers. By facilitating better decision-making, Mast strives to alleviate the stress associated with the mortgage process, offering clarity and certainty to all parties involved.

Mast Technologies is transforming the mortgage landscape in the UK with its cloud-native technology, designed to streamline and accelerate the mortgage application process. Our platform is specifically tailored to help mortgage lenders reduce costs, process applications more efficiently, and deliver exceptional service levels to brokers and customers alike.

Chippit, founded in Melbourne, Australia, is developing an embedded on-demand payment financing solution aimed at consumer brands. This innovative platform enhances customer loyalty by offering rewards significantly better than existing programs while also providing substantial cost savings. Additionally, Chippit has created a social banking platform designed to assist debt-conscious individuals, temporary residents, and students with work rights. Through its application, users can establish savings pools with friends, set collective savings goals, and facilitate interest-free borrowing among peers. This approach enables users to reach their financial objectives through collaborative saving and spending, fostering a community-focused financial ecosystem.

Vero Technologies is a commercial lending platform that specializes in inventory loan management software for small and medium-sized businesses (SMBs). Founded in 2020 and based in New York, the company offers a comprehensive solution that combines technology and services to assist financial institutions, wholesalers, and dealers in managing inventory loans efficiently. Its platform facilitates underwriting, funding, risk assessment, and portfolio management, allowing bank and credit union partners to provide floor plan financing without the need for new systems or additional personnel. Additionally, Vero Technologies equips SMB owners with tools to effectively oversee their treasury and capital outflows, enabling them to scale their lending programs through an automated funding system.

Bold Finance is a fintech company focused on providing financial solutions for low and mid-income segments in India. It operates a gold loan credit system based on a franchise model, which allows customers to access gold loans at competitive rates. The company collaborates with local jeweler shops to facilitate customer acquisition, gold appraisal, and loan disbursement. By partnering with banks, Bold Finance also ensures proper underwriting of loans and secure storage for gold collateral. This innovative approach not only enhances credit availability for its customers but also strengthens community ties through trusted neighborhood jewelers.

Salus is a company focused on enhancing financial well-being for individuals, particularly within underserved communities. It partners with credit unions to deliver an innovative digital underwriting platform that facilitates greater access to credit. This platform integrates seamlessly, utilizing alternative data to evaluate applicants beyond traditional credit scores, thereby increasing approval rates. By assisting both new and existing members in improving their credit, Salus helps them progress toward their financial goals. Additionally, the platform aims to reduce unnecessary costs and barriers, ultimately fostering better financial outcomes for its clients and the communities they serve.

Our Leg Up is dedicated to addressing wealth inequality in Australia, primarily driven by home ownership challenges. The company has developed a prop-tech platform that connects prospective home buyers with property owners who have equity in their real estate. By unlocking this hidden source of investment capital, Our Leg Up enables established homeowners to generate returns on their equity without incurring any cash outlay. The platform also collaborates with partner banks to offer competitive home loan products, thereby reducing risk and enhancing profit margins. This innovative approach aims to assist aspiring homeowners who qualify for a prime mortgage but struggle with low deposits, ultimately facilitating access to home ownership and contributing to a more equitable financial landscape.

Vero Technologies is a commercial lending platform that specializes in inventory loan management software for small and medium-sized businesses (SMBs). Founded in 2020 and based in New York, the company offers a comprehensive solution that combines technology and services to assist financial institutions, wholesalers, and dealers in managing inventory loans efficiently. Its platform facilitates underwriting, funding, risk assessment, and portfolio management, allowing bank and credit union partners to provide floor plan financing without the need for new systems or additional personnel. Additionally, Vero Technologies equips SMB owners with tools to effectively oversee their treasury and capital outflows, enabling them to scale their lending programs through an automated funding system.

Mast is developing a cloud-native mortgage origination platform aimed at enhancing the efficiency of mortgage lenders. The platform focuses on simplifying the lending process by providing no-code products that allow lenders to operate more effectively and respond swiftly to market changes. This technology not only helps lenders reduce costs and underwrite more applications but also aims to improve service levels and create a superior digital experience for borrowers. By facilitating better decision-making, Mast strives to alleviate the stress associated with the mortgage process, offering clarity and certainty to all parties involved.

Mast Technologies is transforming the mortgage landscape in the UK with its cloud-native technology, designed to streamline and accelerate the mortgage application process. Our platform is specifically tailored to help mortgage lenders reduce costs, process applications more efficiently, and deliver exceptional service levels to brokers and customers alike.

TradeBay is a global trading community that operates an online platform facilitating the efficient connection and trade between buyers and sellers of fruit. By enabling members to expand their networks of trusted business partners, TradeBay provides opportunities for reaching new markets and enhancing trade safety. The platform also offers tailored financing services, cash flow solutions, credit insurance, and loans, which enhance liquidity within the fruit trading industry. Through these services, TradeBay aims to foster a more transparent marketplace, supporting businesses in their trading endeavors.

My Home Pathway is a fintech startup focused on facilitating homeownership for traditionally underserved consumers in the United States. The company has developed a financial platform that enhances users' financial health and simplifies the mortgage loan process. By offering data-driven intermediation services, My Home Pathway connects aspiring first-time home buyers with underdeveloped credit scores to financial institutions seeking to expand their customer base while managing risk. This approach not only helps low-credit borrowers secure mortgages but also allows lending partners to improve their brand positioning and revenue streams without increasing overall risk. Through its innovative solutions, My Home Pathway aims to transform the home buying experience and create better financial opportunities for consumers.

Empala, Pte Ltd. is a Singapore-based company founded in 2020 that focuses on enhancing financial literacy and wellbeing for employees in Southeast Asia. The company has developed a financial wellbeing platform that helps individuals manage their finances by tracking expenses and understanding their financial positions. Empala's primary service allows employees to access a portion of their earned wages before payday, thereby alleviating financial stress and reducing reliance on costly payday loans or credit card overdrafts. By providing these financial tools and resources, Empala aims to empower employees to improve their financial knowledge and skills, ultimately fostering better financial health and savings for the future.

Quicka Pty Ltd, founded in 2019 and based in Sydney, Australia, is a financial technology company focused on providing payment solutions for small business owners. The company addresses the prevalent issue of cash flow stress, which affects many small businesses that typically wait over 56 days to receive payment for their invoices. Quicka's proprietary technology platform enables small business owners to receive upfront payments on their invoices in real time, while offering their customers flexible repayment options. This innovative approach aims to alleviate cash flow challenges and contribute to the sustainability of small businesses, which face significant risks due to delayed payments.

Hodlnaut is a cryptocurrency borrowing and lending platform based in Singapore, focused on providing financial services to cryptocurrency users. The platform manages over $500 million in digital assets and has experienced a consistent growth rate of 20% month on month. Recognized as a certified fintech by the Singapore Fintech Association, Hodlnaut has received an in-principle approval for a Major Payment Institution License from the Monetary Authority of Singapore under the Payment Services Act. The platform offers services that include borrowing and lending of digital payment tokens, as well as a token swap feature. Currently, the Monetary Authority of Singapore regulates only the token swap feature, while the borrowing and lending services remain unregulated. Hodlnaut aims to enable investors to earn interest on their cryptocurrencies by facilitating loans to margin traders, thereby allowing both crypto investors and traders to benefit from the platform's offerings.

Datung is a company focused on empowering small businesses through innovative and data-driven credit assessments and community-backed lending solutions. It operates a credit platform that utilizes advanced software to structure lending processes effectively. By leveraging a data-centric approach to credit evaluations, Datung aims to revolutionize access to capital for micro-businesses, enabling them to thrive and grow in a competitive marketplace. The company’s solutions are designed to address the unique financial needs of small enterprises, facilitating their ability to secure necessary funding.