Anthemis

Raincoat offers transparent and reliable natural disaster insurance for home, business, or potential loss of income. It allows clients to get paid automatically within 24 hours of an event without having to file a claim or deal with a claims adjuster without any deductibles.

Provider of transportation insurance services intended to offer instant quotes, transparent policies and no paperwork. The company uses artificial intelligence technology to provide competitive insurance rates to fleet owners, enabling clients across the logistics, insurance and auto industries to run their operations safely and efficiently.

Hokodo Ltd is a technology company based in London, UK, focused on providing innovative insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Established in 2018, Hokodo develops APIs that enable its clients to seamlessly integrate protection and financing options into their customer journeys. Among its offerings are Invoice Protection, which safeguards customers against unpaid invoices, and Secure Freight, designed to protect goods during transit or storage. By addressing the needs of small and medium-sized enterprises often overlooked by traditional financial services, Hokodo aims to enhance the accessibility and effectiveness of financial products in the market.

Branch Financial, Inc. is an insurance agency based in Columbus, Ohio, founded in 2017 by Steve Lekas and Joe Emison. The company specializes in home and auto insurance, offering a range of products including renters and umbrella insurance, which can be added to auto policies. Utilizing advanced technology, Branch streamlines the process of bundling home and auto insurance online, aiming to enhance accessibility and affordability for its customers. By leveraging community resources, Branch seeks to transform the insurance landscape, making it easier for individuals to obtain necessary coverage.

Nosso is a mobile-based financial planning platform for the future of children.

Alaffia Technology Solutions, Inc. operates a SaaS platform for medical providers, payers, and auditors. It automates medical claim audits; helps medical providers to reduce billing errors; and lets auditors instantly to detect improper payments. The company was incorporated in 2020 and is based in New York, New York.

Operator of a life insurance platform intended to offer term, permanent, and cash-value life insurance. The company's platform specializes in life insurance policies that can be accessed for retirement, college funding, or a down payment, enabling clients to customize a policy based on their interests, budget, and individual situation.

AgentSync, Inc. develops salesforce application for carriers and agencies that automates licensing and compliance. It provides real time integration, data security and privacy, producer compliance, bulk processing, producer onboarding, automated license verification, appointment processing, and compliance monitoring. The company was incorporated in 2018 and is based in Denver, Colorado.

Kettle Inc. is an innovative company based in Kensington, California, specializing in online risk analysis for the insurance industry. Founded in 2020, Kettle develops a machine-learning powered platform that utilizes deep learning algorithms to analyze over seven billion lines of satellite, weather, and ground truth data. By employing Swarm Neural Networks, the platform identifies patterns that enhance the accuracy of risk predictions related to climate change, thereby assisting insurers in managing catastrophic risks. Kettle's approach aims to improve underwriting processes and reduce loss ratios, enabling the sale of reinsurance to other insurers while effectively balancing risk in an evolving climate landscape.

TAINA Technology Limited is a RegTech start-up based in London, UK, established in 2016, that specializes in software solutions designed to assist financial institutions in automating and streamlining their compliance processes. The company offers a comprehensive platform for Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standard (CRS) that facilitates both online and paper form validation. TAINA's solutions include real-time validation during online onboarding, an automated tax form validation engine, a responsible officer module for risk assessment, and a withholding tax calculation feature. The platform aims to enhance operational efficiency by providing a seamless user experience, allowing institutions to meet regulatory requirements while reducing costs and operational risks. By offering a full-service approach that integrates various compliance needs, including KYC and AML, TAINA transforms compliance challenges into a competitive advantage for its clients.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Hedvig AB, founded in 2016 and based in Stockholm, Sweden, operates as an insurance representative offering a range of products tailored for modern consumers. The company provides insurance services for rented properties and condominiums, travel, and personal property, including coverage for items such as phones and bicycles. Additionally, Hedvig offers a multi-insurance service that covers home, contents, accidents, and car insurance, all with a fixed fee structure and a fully digitized claims process. This innovative approach aims to simplify insurance for clients, ensuring they receive fair support and assistance when needed.

UnifiHealth is reimagining how health benefits are built and delivered to small businesses. The company was founded in 2019 and based in Columbus, Ohio.

Balance Re is the life reinsurance startup specialized in quantitative asset-liability management.

Stable Group Limited, incorporated in 2016 and based in London, United Kingdom, is a risk management platform that assists businesses in managing price volatility and costs through its volatility insurance solutions. The company serves various sectors globally, providing protection against untraded commodity price fluctuations in the derivatives market. Stable operates as a subsidiary of Anthemis Baloise Strategic Ventures.

Flock, founded in 2015 and based in London, is an Insurtech company that aims to modernize the insurance landscape by leveraging emerging technologies. Initially focused on the commercial drone industry, Flock introduced Europe's first pay-as-you-fly drone insurance product, utilizing real-time data such as population density and wind speed to assess and mitigate flight risks. This innovation has allowed them to insure thousands of drone operations globally, enhancing safety and reducing risk exposure for pilots by an average of 15%. Recently, Flock expanded its offerings to include insurance for commercial motor fleets, catering to the dynamic needs of connected vehicles like cars, vans, and trucks. By providing data-driven insights, Flock helps fleet owners improve safety and manage risks proactively, with the goal of not only addressing claims but also preventing incidents from occurring in the first place.

Developer of a digital banking platform designed to serve LGBTQ+ people. The company's platform offers prepaid cards, tools, advice, and cashback for spending at queer bars and allied businesses, enabling users to expand their financial skills and plan for their future while helping the LGBTQ+ community.

Hokodo Ltd is a technology company based in London, UK, focused on providing innovative insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Established in 2018, Hokodo develops APIs that enable its clients to seamlessly integrate protection and financing options into their customer journeys. Among its offerings are Invoice Protection, which safeguards customers against unpaid invoices, and Secure Freight, designed to protect goods during transit or storage. By addressing the needs of small and medium-sized enterprises often overlooked by traditional financial services, Hokodo aims to enhance the accessibility and effectiveness of financial products in the market.

TreasurySpring Limited is a financial technology firm established in 2016 and headquartered in London, United Kingdom. The company operates an online platform designed to connect issuers and investors, specifically focusing on institutional short-term funding markets. TreasurySpring offers a range of fixed-term funds, including sovereign, financial, and corporate funds, which provide direct, segregated, and secured or unsecured exposure to investment-grade entities. By applying legal, financial, and operational technology, the platform enables cash-rich firms to access short-term investments that were previously unavailable, while also allowing institutions in need of funding to engage with a wider array of capital providers. This innovative approach aims to enhance security and yield for investors, diversifying their exposure to financial risk.

Branch Financial, Inc. is an insurance agency based in Columbus, Ohio, founded in 2017 by Steve Lekas and Joe Emison. The company specializes in home and auto insurance, offering a range of products including renters and umbrella insurance, which can be added to auto policies. Utilizing advanced technology, Branch streamlines the process of bundling home and auto insurance online, aiming to enhance accessibility and affordability for its customers. By leveraging community resources, Branch seeks to transform the insurance landscape, making it easier for individuals to obtain necessary coverage.

Qover is an innovative company in the insurance sector that specializes in developing and distributing digital insurance solutions across Europe. The company offers a range of insurance products tailored to the needs of fast-growing businesses in various sectors, including the gig economy, soft mobility, travel, and PropTech. Qover's solutions are designed for easy integration into partners' digital platforms through APIs or white labeling, allowing for real-time access. By digitizing the entire insurance value chain, Qover can launch customized and competitive insurance products in less than a month. Collaborating with leading insurance companies, Qover provides high-quality coverage at attractive prices. The company operates in 11 countries and serves nearly 100,000 customers, partnering with well-known brands such as Deliveroo, Wolt, Decathlon, and Cowboy.

Provider of transportation insurance services intended to offer instant quotes, transparent policies and no paperwork. The company uses artificial intelligence technology to provide competitive insurance rates to fleet owners, enabling clients across the logistics, insurance and auto industries to run their operations safely and efficiently.

Provider of transportation insurance services intended to offer instant quotes, transparent policies and no paperwork. The company uses artificial intelligence technology to provide competitive insurance rates to fleet owners, enabling clients across the logistics, insurance and auto industries to run their operations safely and efficiently.

Aya Payments, Inc. is a healthcare fintech company based in Toronto, Canada, founded in 2018. The company specializes in developing innovative healthcare spending solutions designed to administer health benefits and adjudicate claims. Its offerings include novaHSA, a platform that enables users to access, manage, and monitor healthcare costs, and Dynamic Ledgering, which provides a range of financial products including payment, deposit, lending, and investment solutions tailored for fintech companies. Aya Payments primarily serves employees and their dependents, aiming to enhance the efficiency and effectiveness of healthcare financial management.

Kettle Inc. is an innovative company based in Kensington, California, specializing in online risk analysis for the insurance industry. Founded in 2020, Kettle develops a machine-learning powered platform that utilizes deep learning algorithms to analyze over seven billion lines of satellite, weather, and ground truth data. By employing Swarm Neural Networks, the platform identifies patterns that enhance the accuracy of risk predictions related to climate change, thereby assisting insurers in managing catastrophic risks. Kettle's approach aims to improve underwriting processes and reduce loss ratios, enabling the sale of reinsurance to other insurers while effectively balancing risk in an evolving climate landscape.

Developer of adaptive threat detection technology designed to manage credit and debit payment risk in real-time. The company's technology leverages machine learning techniques to identify the likelihood of cybercriminal threats and processing errors, enabling organizations to avoid account takeover, synthetic identity fraud, admin errors, and business email compromise risks.

TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Tremor Technologies, Inc. is a Boston-based company that develops and operates a reinsurance trading platform facilitating programmatic reinsurance transactions. Founded in 2016, Tremor leverages advanced auction technologies and optimization techniques to create SmartMarkets that enhance the reinsurance process. The platform aims to improve pricing accuracy, streamline contracting, and significantly enhance the placement process while providing comprehensive market analytics.

Super Seguros is an insurance company that developed radical insurance products. The company's automated assessment technology allows its users to buy a policy today and covered tomorrow. It was founded in 2019 and headquartered in Mexico City, Distrito Federal.

TAINA Technology Limited is a RegTech start-up based in London, UK, established in 2016, that specializes in software solutions designed to assist financial institutions in automating and streamlining their compliance processes. The company offers a comprehensive platform for Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standard (CRS) that facilitates both online and paper form validation. TAINA's solutions include real-time validation during online onboarding, an automated tax form validation engine, a responsible officer module for risk assessment, and a withholding tax calculation feature. The platform aims to enhance operational efficiency by providing a seamless user experience, allowing institutions to meet regulatory requirements while reducing costs and operational risks. By offering a full-service approach that integrates various compliance needs, including KYC and AML, TAINA transforms compliance challenges into a competitive advantage for its clients.

Wollit Ltd is a fintech company based in London, established in 2017, that focuses on enhancing the financial wellbeing of individuals engaged in flexible work, such as those on zero-hour contracts and irregular workers. The company's primary offering is the Wollit Income Promise, an innovative financial product designed to provide income stability by allowing users to take home a consistent amount each month, regardless of fluctuations in their working hours or earnings. By leveraging advanced technology and a commitment to ethical financial solutions, Wollit aims to address the gaps in financial services available to flexible workers, ultimately seeking to transform their financial experiences. The company has attracted investment from prominent technology investors in the UK and a leading global bank, positioning itself to make a significant impact in the fintech sector.

OnSiteIQ Inc. is a New York-based company that offers a construction data visualization solution aimed at enhancing project oversight for real estate owners and developers. Founded in 2017, OnSiteIQ's platform utilizes machine vision technology to automatically link 360-degree images to a site’s floor plans, allowing stakeholders to monitor construction progress, identify issues, and ensure accountability among project participants. With its focus on risk assessment and documentation, the platform facilitates collaboration and enables comprehensive site inspections from any device, making it a valuable tool for lenders, insurance providers, and construction teams.

Wollit Ltd is a fintech company based in London, established in 2017, that focuses on enhancing the financial wellbeing of individuals engaged in flexible work, such as those on zero-hour contracts and irregular workers. The company's primary offering is the Wollit Income Promise, an innovative financial product designed to provide income stability by allowing users to take home a consistent amount each month, regardless of fluctuations in their working hours or earnings. By leveraging advanced technology and a commitment to ethical financial solutions, Wollit aims to address the gaps in financial services available to flexible workers, ultimately seeking to transform their financial experiences. The company has attracted investment from prominent technology investors in the UK and a leading global bank, positioning itself to make a significant impact in the fintech sector.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Quantemplate is a technology company that specializes in developing a machine learning data transformation and analytics platform specifically for the insurance industry. Founded in 2012 and headquartered in London, with additional offices in New York and Gibraltar, Quantemplate's platform enables business users to cleanse and harmonize raw data sources using advanced machine learning tools. The platform facilitates various functions such as data integration, mapping, and performance analysis, ultimately allowing users to automate operational processes. By leveraging this technology, leading insurance businesses can enhance their competitive advantage, reduce costs, and support digital transformation initiatives. Quantemplate has been recognized as a notable player in the industry, having been named a European FinTech Top50 company and a Global InsurTech Top21.

Tremor Technologies, Inc. is a Boston-based company that develops and operates a reinsurance trading platform facilitating programmatic reinsurance transactions. Founded in 2016, Tremor leverages advanced auction technologies and optimization techniques to create SmartMarkets that enhance the reinsurance process. The platform aims to improve pricing accuracy, streamline contracting, and significantly enhance the placement process while providing comprehensive market analytics.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Goji is an American online insurance agency headquartered in Boston, Massachusetts, specializing in home and auto insurance. Established in 2007, the company utilizes a data-driven platform that merges human expertise with advanced technology to assist customers in finding the most suitable insurance policies at competitive prices. Goji enables users to compare rates from leading insurance providers, offering a personalized online insurance concierge service that delivers real-time, value-based quotes tailored to individual coverage needs. This innovative approach has allowed Goji to serve hundreds of thousands of Americans in their quest for appropriate insurance solutions.

Qover is an innovative company in the insurance sector that specializes in developing and distributing digital insurance solutions across Europe. The company offers a range of insurance products tailored to the needs of fast-growing businesses in various sectors, including the gig economy, soft mobility, travel, and PropTech. Qover's solutions are designed for easy integration into partners' digital platforms through APIs or white labeling, allowing for real-time access. By digitizing the entire insurance value chain, Qover can launch customized and competitive insurance products in less than a month. Collaborating with leading insurance companies, Qover provides high-quality coverage at attractive prices. The company operates in 11 countries and serves nearly 100,000 customers, partnering with well-known brands such as Deliveroo, Wolt, Decathlon, and Cowboy.

StratiFi Technologies, Inc. specializes in developing software for client profiling, risk analysis, and compliance, specifically designed for financial advisors to manage portfolio risk effectively. Its flagship product, PRISM, facilitates the monitoring, measurement, and communication of risk, thereby enabling advisors to streamline compliance reviews, consolidate client accounts, and enhance investment proposals. Founded in 2008 and headquartered in San Francisco, California, StratiFi also operates a subsidiary that provides investment advisory services, focusing on improving client outcomes through option overlays. The company aims to establish a standard in the industry for evaluating and quantifying hidden portfolio risks, making investment processes safer and more reliable for wealth managers and their clients.

StratiFi Technologies, Inc. specializes in developing software for client profiling, risk analysis, and compliance, specifically designed for financial advisors to manage portfolio risk effectively. Its flagship product, PRISM, facilitates the monitoring, measurement, and communication of risk, thereby enabling advisors to streamline compliance reviews, consolidate client accounts, and enhance investment proposals. Founded in 2008 and headquartered in San Francisco, California, StratiFi also operates a subsidiary that provides investment advisory services, focusing on improving client outcomes through option overlays. The company aims to establish a standard in the industry for evaluating and quantifying hidden portfolio risks, making investment processes safer and more reliable for wealth managers and their clients.

TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Stable Group Limited, incorporated in 2016 and based in London, United Kingdom, is a risk management platform that assists businesses in managing price volatility and costs through its volatility insurance solutions. The company serves various sectors globally, providing protection against untraded commodity price fluctuations in the derivatives market. Stable operates as a subsidiary of Anthemis Baloise Strategic Ventures.

YuLife is a London-based insurance company founded in 2016 that aims to inspire individuals to lead healthier lives through its innovative insurance and well-being platform. The company combines insurance products with gamification and behavioral science to create plans that not only provide life and medical coverage but also reward users for engaging in health-promoting activities, such as walking and meditation. Users can earn rewards like air miles, vouchers, and gift cards, which support their financial, emotional, and physical well-being. YuLife's approach seeks to transform traditional financial products into tools that encourage a healthier lifestyle, benefiting both individuals and businesses by fostering a culture of wellness. The company is supported by several venture capital firms and investors committed to its mission.

Insurdata Corporation, established in 2017 and based in Broomfield, Colorado, offers innovative desktop and mobile solutions tailored for property-specific data. The company serves insurance and reinsurance underwriters by providing high-resolution, peril-specific exposure and building-level risk data. Utilizing advanced technology such as mobile augmented reality and 3-D model creation, Insurdata enhances the risk assessment process through its platform, which captures and scores risk data globally. This enables clients to make informed decisions related to pricing, underwriting, and portfolio management by prioritizing peril-specific exposure data that may affect their existing portfolios and risk appetites.

Kindur Services Inc., operating as Kindur, is a financial technology company based in New York that focuses on assisting baby boomers in their retirement transition. Established in 2016, Kindur offers a platform designed to enhance financial wellness for retirees and their families. The platform manages various aspects of retirement finances, including savings, pensions, and social security, tailored to different phases of retirement. Kindur provides straightforward digital advice to help users understand their financial situation, covering savings, insurance, social security, and healthcare costs. By offering tools such as a personalized retirement paycheck, Kindur aims to empower individuals to navigate retirement with confidence and prepare for unforeseen expenses.

OnSiteIQ Inc. is a New York-based company that offers a construction data visualization solution aimed at enhancing project oversight for real estate owners and developers. Founded in 2017, OnSiteIQ's platform utilizes machine vision technology to automatically link 360-degree images to a site’s floor plans, allowing stakeholders to monitor construction progress, identify issues, and ensure accountability among project participants. With its focus on risk assessment and documentation, the platform facilitates collaboration and enables comprehensive site inspections from any device, making it a valuable tool for lenders, insurance providers, and construction teams.

omni:us is a developer of insurance claims automation software that leverages advanced artificial intelligence and natural language processing to enhance the efficiency of claims processing. The omni:us Platform allows insurers to create customized modules and swiftly integrate AI into their operations through the Cognitive Claims Kit, which addresses various use cases along the claims value chain, including document intake and coverage verification. The software is designed to work seamlessly with legacy systems, requiring no in-house AI expertise for implementation. By utilizing handwritten text recognition technology, omni:us automates data-intensive workflows and generates comprehensive claims profiles. The company aims to foster a hybrid workflow where human and machine collaboration enhances productivity. Headquartered in Berlin, omni:us has a research partnership in Barcelona and maintains a presence in the UK, France, and the United States, serving clients such as Allianz, Baloise, and AmTrust.

Hokodo Ltd is a technology company based in London, UK, focused on providing innovative insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Established in 2018, Hokodo develops APIs that enable its clients to seamlessly integrate protection and financing options into their customer journeys. Among its offerings are Invoice Protection, which safeguards customers against unpaid invoices, and Secure Freight, designed to protect goods during transit or storage. By addressing the needs of small and medium-sized enterprises often overlooked by traditional financial services, Hokodo aims to enhance the accessibility and effectiveness of financial products in the market.

TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

OnSiteIQ Inc. is a New York-based company that offers a construction data visualization solution aimed at enhancing project oversight for real estate owners and developers. Founded in 2017, OnSiteIQ's platform utilizes machine vision technology to automatically link 360-degree images to a site’s floor plans, allowing stakeholders to monitor construction progress, identify issues, and ensure accountability among project participants. With its focus on risk assessment and documentation, the platform facilitates collaboration and enables comprehensive site inspections from any device, making it a valuable tool for lenders, insurance providers, and construction teams.

Flock, founded in 2015 and based in London, is an Insurtech company that aims to modernize the insurance landscape by leveraging emerging technologies. Initially focused on the commercial drone industry, Flock introduced Europe's first pay-as-you-fly drone insurance product, utilizing real-time data such as population density and wind speed to assess and mitigate flight risks. This innovation has allowed them to insure thousands of drone operations globally, enhancing safety and reducing risk exposure for pilots by an average of 15%. Recently, Flock expanded its offerings to include insurance for commercial motor fleets, catering to the dynamic needs of connected vehicles like cars, vans, and trucks. By providing data-driven insights, Flock helps fleet owners improve safety and manage risks proactively, with the goal of not only addressing claims but also preventing incidents from occurring in the first place.

StratiFi Technologies, Inc. specializes in developing software for client profiling, risk analysis, and compliance, specifically designed for financial advisors to manage portfolio risk effectively. Its flagship product, PRISM, facilitates the monitoring, measurement, and communication of risk, thereby enabling advisors to streamline compliance reviews, consolidate client accounts, and enhance investment proposals. Founded in 2008 and headquartered in San Francisco, California, StratiFi also operates a subsidiary that provides investment advisory services, focusing on improving client outcomes through option overlays. The company aims to establish a standard in the industry for evaluating and quantifying hidden portfolio risks, making investment processes safer and more reliable for wealth managers and their clients.

+Simple.fr S.A.S., founded in 2015 and based in Paris, France, operates as an insurance Robo-Broker catering to freelancers and small to medium-sized enterprises. The company offers a unique technology platform that optimizes insurance coverage based on the duration of contracts and personalizes offers according to the specific activities of its clients. Through its secure online subscription service, users receive an electronic safe that contains their dematerialized contracts, allowing for efficient management of their insurance needs and claims. By focusing on tailored and competitive insurance services, +Simple.fr aims to simplify the insurance process for professionals in a rapidly evolving market.

Quantemplate is a technology company that specializes in developing a machine learning data transformation and analytics platform specifically for the insurance industry. Founded in 2012 and headquartered in London, with additional offices in New York and Gibraltar, Quantemplate's platform enables business users to cleanse and harmonize raw data sources using advanced machine learning tools. The platform facilitates various functions such as data integration, mapping, and performance analysis, ultimately allowing users to automate operational processes. By leveraging this technology, leading insurance businesses can enhance their competitive advantage, reduce costs, and support digital transformation initiatives. Quantemplate has been recognized as a notable player in the industry, having been named a European FinTech Top50 company and a Global InsurTech Top21.

Matic Insurance Services, Inc. is a digital insurance agency that provides tailored insurance solutions for consumers, originators, and insurance servicers. Established in 2014 and headquartered in Columbus, Ohio, with additional offices in Los Angeles, San Francisco, and Lviv, Ukraine, the company partners with various insurance carriers to offer a range of policies. This independent approach enables Matic to deliver optimal recommendations, ensuring clients receive both competitive pricing and suitable coverage options.

Insurdata Corporation, established in 2017 and based in Broomfield, Colorado, offers innovative desktop and mobile solutions tailored for property-specific data. The company serves insurance and reinsurance underwriters by providing high-resolution, peril-specific exposure and building-level risk data. Utilizing advanced technology such as mobile augmented reality and 3-D model creation, Insurdata enhances the risk assessment process through its platform, which captures and scores risk data globally. This enables clients to make informed decisions related to pricing, underwriting, and portfolio management by prioritizing peril-specific exposure data that may affect their existing portfolios and risk appetites.

Kindur Services Inc., operating as Kindur, is a financial technology company based in New York that focuses on assisting baby boomers in their retirement transition. Established in 2016, Kindur offers a platform designed to enhance financial wellness for retirees and their families. The platform manages various aspects of retirement finances, including savings, pensions, and social security, tailored to different phases of retirement. Kindur provides straightforward digital advice to help users understand their financial situation, covering savings, insurance, social security, and healthcare costs. By offering tools such as a personalized retirement paycheck, Kindur aims to empower individuals to navigate retirement with confidence and prepare for unforeseen expenses.

TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Qover is an innovative company in the insurance sector that specializes in developing and distributing digital insurance solutions across Europe. The company offers a range of insurance products tailored to the needs of fast-growing businesses in various sectors, including the gig economy, soft mobility, travel, and PropTech. Qover's solutions are designed for easy integration into partners' digital platforms through APIs or white labeling, allowing for real-time access. By digitizing the entire insurance value chain, Qover can launch customized and competitive insurance products in less than a month. Collaborating with leading insurance companies, Qover provides high-quality coverage at attractive prices. The company operates in 11 countries and serves nearly 100,000 customers, partnering with well-known brands such as Deliveroo, Wolt, Decathlon, and Cowboy.

Trov, Inc. is a technology-driven insurance platform that specializes in on-demand insurance solutions for personal belongings and assets. Founded in 2012 and headquartered in the San Francisco Bay Area, Trov provides a mobile-based service designed to protect against accidental damage, loss, or theft. The platform addresses the evolving needs of consumers and businesses by offering tailored insurance products for homeowners, renters, drivers, and small enterprises. Trov's innovative approach integrates powerful software with bespoke insurance offerings, catering to the complexities of risk management in emerging sectors such as mobility and gig work. The company has established partnerships with prominent organizations, including Waymo and Lloyds Banking Group, and has secured significant investment to enhance its capabilities in the insurtech space.

SparkFin is a fintech company based in San Diego, California, specializing in a mobile stock discovery platform. This platform enables users to create, share, and find stock ideas instantly. SparkFin's software features a user-friendly interface that delivers hand-curated automated updates about various stocks. It provides real-time notifications, alerts, and other stock-related information, assisting users in monitoring their investments and discovering new opportunities. The company plans to continue its operations and integrate with the existing StockTwits team in San Diego, enhancing its service offerings in the investment community.

Trov, Inc. is a technology-driven insurance platform that specializes in on-demand insurance solutions for personal belongings and assets. Founded in 2012 and headquartered in the San Francisco Bay Area, Trov provides a mobile-based service designed to protect against accidental damage, loss, or theft. The platform addresses the evolving needs of consumers and businesses by offering tailored insurance products for homeowners, renters, drivers, and small enterprises. Trov's innovative approach integrates powerful software with bespoke insurance offerings, catering to the complexities of risk management in emerging sectors such as mobility and gig work. The company has established partnerships with prominent organizations, including Waymo and Lloyds Banking Group, and has secured significant investment to enhance its capabilities in the insurtech space.

SparkFin is a fintech company based in San Diego, California, specializing in a mobile stock discovery platform. This platform enables users to create, share, and find stock ideas instantly. SparkFin's software features a user-friendly interface that delivers hand-curated automated updates about various stocks. It provides real-time notifications, alerts, and other stock-related information, assisting users in monitoring their investments and discovering new opportunities. The company plans to continue its operations and integrate with the existing StockTwits team in San Diego, enhancing its service offerings in the investment community.

Quantemplate is a technology company that specializes in developing a machine learning data transformation and analytics platform specifically for the insurance industry. Founded in 2012 and headquartered in London, with additional offices in New York and Gibraltar, Quantemplate's platform enables business users to cleanse and harmonize raw data sources using advanced machine learning tools. The platform facilitates various functions such as data integration, mapping, and performance analysis, ultimately allowing users to automate operational processes. By leveraging this technology, leading insurance businesses can enhance their competitive advantage, reduce costs, and support digital transformation initiatives. Quantemplate has been recognized as a notable player in the industry, having been named a European FinTech Top50 company and a Global InsurTech Top21.

Trov, Inc. is a technology-driven insurance platform that specializes in on-demand insurance solutions for personal belongings and assets. Founded in 2012 and headquartered in the San Francisco Bay Area, Trov provides a mobile-based service designed to protect against accidental damage, loss, or theft. The platform addresses the evolving needs of consumers and businesses by offering tailored insurance products for homeowners, renters, drivers, and small enterprises. Trov's innovative approach integrates powerful software with bespoke insurance offerings, catering to the complexities of risk management in emerging sectors such as mobility and gig work. The company has established partnerships with prominent organizations, including Waymo and Lloyds Banking Group, and has secured significant investment to enhance its capabilities in the insurtech space.

Trov, Inc. is a technology-driven insurance platform that specializes in on-demand insurance solutions for personal belongings and assets. Founded in 2012 and headquartered in the San Francisco Bay Area, Trov provides a mobile-based service designed to protect against accidental damage, loss, or theft. The platform addresses the evolving needs of consumers and businesses by offering tailored insurance products for homeowners, renters, drivers, and small enterprises. Trov's innovative approach integrates powerful software with bespoke insurance offerings, catering to the complexities of risk management in emerging sectors such as mobility and gig work. The company has established partnerships with prominent organizations, including Waymo and Lloyds Banking Group, and has secured significant investment to enhance its capabilities in the insurtech space.

Quantemplate is a technology company that specializes in developing a machine learning data transformation and analytics platform specifically for the insurance industry. Founded in 2012 and headquartered in London, with additional offices in New York and Gibraltar, Quantemplate's platform enables business users to cleanse and harmonize raw data sources using advanced machine learning tools. The platform facilitates various functions such as data integration, mapping, and performance analysis, ultimately allowing users to automate operational processes. By leveraging this technology, leading insurance businesses can enhance their competitive advantage, reduce costs, and support digital transformation initiatives. Quantemplate has been recognized as a notable player in the industry, having been named a European FinTech Top50 company and a Global InsurTech Top21.

Jumo World Limited operates a mobile money marketplace that connects private individuals, small businesses, and mobile network operators to a range of financial products. Founded in 2010 and based in Cape Town, South Africa, the company leverages advanced data science and machine learning to offer innovative financial services, including savings, loans, and insurance, particularly for entrepreneurs in emerging markets across Africa and Asia. Jumo's platform facilitates access to these services through partnerships with mobile network operators, enabling users to build financial identities based on their mobile behavior. By creating a digital banking solution that is cost-effective and responsible, Jumo aims to empower users with unprecedented financial choices, ultimately fostering economic growth and prosperity.

AGILEci levels the playing field for independent retailers to compete with big retailers. AGILEci automates payments data analytics to put affordable actionable insight into the hands of retailers. Drive sales and profits through better business and customer understanding. AGILEci is a product of Anthemis Group (www.anthemis.com)

The Climate Corporation, formerly known as WeatherBill, is dedicated to supporting farmers globally by providing innovative software, hardware, and insurance solutions. The company's proprietary Climate Technology Platform integrates hyper-local weather monitoring, agronomic modeling, and high-resolution weather simulations. Through its mobile software-as-a-service (SaaS) offerings, Climate Basic and Climate Pro, The Climate Corporation enables farmers to enhance their profitability by making data-driven operational and financial decisions. Additionally, the company offers insurance products designed to protect agricultural businesses from the financial impacts of adverse weather conditions, further aiding farmers in managing risk and improving their agricultural practices.