Anthemis Group

LiquidTrust offers global payment solutions tailored to the needs of SMBs.

Acre is a real estate technology platform developed to improve the homeownership experience. Acre provides assistance at the time of purchasing a house by allowing to invest the amount of the home that is convenient, allowing customers to buy a new home at a lower monthly payment and lower risk than a traditional mortgage.

Elevate is an automated, AI-powered platform designed to modernize consumer-directed employee benefits. It serves as an API-enabled benefit account solution for account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. Elevate's technology supports health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs), offering a comprehensive and reliable service. The platform is utilized by thousands of employers and supports hundreds of thousands of American workers and their families in managing their benefits efficiently.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Provable Markets is a financial services company that offers market participants a secure, unified, and pragmatic access point for cash and synthetic equity finance trading. The company has developed an SEC registered Alternative Trading System (ATS) named Aurora. Provable Markets aims to create a paradigm shift in how financial markets operate, with a focus on transparency and solving some of the biggest challenges in the financial industry. The company has a community of passionate people working towards these goals.

TreasurySpring is a financial technology firm that operates an online platform connecting issuers and investors in the institutional short-term funding market. Through applied legal, financial, and operational technology, the company enables the creation, issuance, and investment in fixed-term instruments that provide short-term exposure to cash-rich clients and capital providers. The platform supports direct, segregated, and secured or unsecured exposures to government, financial institutions, and corporates, while broadening access to a wider pool of liquidity providers. TreasurySpring emphasizes regulatory compliance and aims to improve transparency, security, and efficiency in funding markets by enabling a broader set of counterparties to participate in short-term finance.

Elevate is an automated, AI-powered platform designed to modernize consumer-directed employee benefits. It serves as an API-enabled benefit account solution for account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. Elevate's technology supports health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs), offering a comprehensive and reliable service. The platform is utilized by thousands of employers and supports hundreds of thousands of American workers and their families in managing their benefits efficiently.

Kaiko is a leading provider of cryptocurrency market data, offering global connectivity to over 100 centralized and decentralized exchanges. It bridges traditional finance with crypto by delivering actionable financial data through its Market Data, Quantitative Analytics, Indices, and Research units.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Founded in 2018, Hokodo is a European provider of B2B Buy Now, Pay Later solutions. It offers an easy-to-integrate digital platform that streamlines the order-to-cash process, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital finance options.

Kinly is a financial technology company focused on serving the unique needs of African-Americans and their allies. It provides a range of digital banking services designed to enhance financial literacy and promote responsible money management. Kinly offers tools for financial education, expense tracking, and goal setting, alongside debit cards linked to savings accounts. By delivering these resources, the company aims to empower users to develop positive financial habits, achieve their financial goals, and fulfill their aspirations.

Ivella offers banking and savings products designed for couples and develops banking and financial applications to help them split expenses. The platform supports joint checking accounts and balances, helps prevent unplanned withdrawals from individual funds, and tracks spending to show who initiated a transaction, how costs are split, and how much each person paid.

Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

Nosso is a mobile-based financial planning platform for the future of children.

Addition Wealth is a digital platform that empowers employees to make informed financial decisions. It combines online tools, educational resources, expert content, and access to financial professionals, making personalized financial advice accessible to all employees. The company partners with employers to improve their workforce's financial well-being.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Atomic is a provider of personalized investment management services that lets companies embed investment accounts into their services. It allows companies to offer their end-users a disciplined way to invest with them. Atomic was founded in 2020 by David Dindi in San Francisco, CA.

Ejara is a mobile investment platform designed specifically for Africa and its diasporas, offering access to a range of investment opportunities, including fractional shares, commodities, and cryptocurrencies. The company has developed blockchain-based software that facilitates the trading of investment products globally, allowing users to invest in various companies and manage their portfolios effectively. Ejara also provides features such as interest-saving accounts, which help users save and grow their investments over time. The platform is aimed at empowering traders by enabling them to track their investment performance and enjoy greater trading flexibility.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, founded in 2016 by Vadim Toader and Stefan Boronea. The company specializes in providing mortgage and equity loans designed to assist first-time home buyers in increasing their deposits. Proportunity utilizes an AI-powered forecasting platform to analyze real estate data and identify emerging trends and high-growth areas within the UK housing market. By leveraging machine learning, the company offers insights that enable customers to purchase homes in areas projected for significant appreciation, allowing them to pay less than their current rent and save more effectively. Through its innovative approach, Proportunity aims to facilitate homeownership for individuals seeking to enter the property market.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Founded in 2021, Allocate is a platform enabling investors to discover and invest in high-quality venture funds.

Daylight is a digital banking platform based in West Hollywood, California, specifically designed for the LGBTQ+ community. Founded in 2020, Daylight offers a range of services including prepaid cards, financial tools, and advice tailored to the unique needs of its members. The platform not only facilitates smarter financial habits but also provides cashback rewards for spending at queer bars and allied businesses. By fostering a supportive community, Daylight aims to empower individuals to navigate the financial system effectively and build a secure future without compromise.

Kaiko is a leading provider of cryptocurrency market data, offering global connectivity to over 100 centralized and decentralized exchanges. It bridges traditional finance with crypto by delivering actionable financial data through its Market Data, Quantitative Analytics, Indices, and Research units.

TreasurySpring is a financial technology firm that operates an online platform connecting issuers and investors in the institutional short-term funding market. Through applied legal, financial, and operational technology, the company enables the creation, issuance, and investment in fixed-term instruments that provide short-term exposure to cash-rich clients and capital providers. The platform supports direct, segregated, and secured or unsecured exposures to government, financial institutions, and corporates, while broadening access to a wider pool of liquidity providers. TreasurySpring emphasizes regulatory compliance and aims to improve transparency, security, and efficiency in funding markets by enabling a broader set of counterparties to participate in short-term finance.

Founded in 2018, Hokodo is a European provider of B2B Buy Now, Pay Later solutions. It offers an easy-to-integrate digital platform that streamlines the order-to-cash process, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital finance options.

Qover is a European insurtech company specializing in embedded insurance. It enables businesses to offer seamless, tech-driven insurance experiences through its modular platform, serving over 4 million users across 32 countries. Notable partners include Revolut, Monzo, Deliveroo, NIO, and Canyon.

Founded in 2018, Aya Payments is based in Toronto, Canada. It specializes in developing payment tools and programs tailored for employee benefits packages.

Cledara is a London-based provider of a purchasing and analytics platform for the subscription economy. The platform offers SaaS management and a combined payments and request-to-purchase workflow that enables teams to buy, manage, and analyze software and other digital services across functions such as advertising, projects, e-commerce, agencies, remote work, and travel. It automates approvals and accounting, supports usage analytics, and helps organizations reduce software costs and cancel unused apps with a click. By aligning procurement with financial data, Cledara aims to improve operational efficiency, governance, and regulatory compliance for dynamic, subscription-driven teams.

Tremor is a venture-backed insurance technology company that designs and operates a modern risk transfer marketplace. Its smart market platform blends advanced auction technology, market design, and optimization to improve pricing, efficiency, and access in global risk transfer. By enabling markets for insurance risk, Tremor applies techniques from computer science and economics to risk management, aiming to lower costs for participants and expand coverage opportunities worldwide.

Pipe operates a global trading platform for recurring revenue streams. It connects companies with institutional investors in real-time, making recurring revenues tradable at their annual value. This enables scaling companies to access more cash flow.

Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, founded in 2016 by Vadim Toader and Stefan Boronea. The company specializes in providing mortgage and equity loans designed to assist first-time home buyers in increasing their deposits. Proportunity utilizes an AI-powered forecasting platform to analyze real estate data and identify emerging trends and high-growth areas within the UK housing market. By leveraging machine learning, the company offers insights that enable customers to purchase homes in areas projected for significant appreciation, allowing them to pay less than their current rent and save more effectively. Through its innovative approach, Proportunity aims to facilitate homeownership for individuals seeking to enter the property market.

Cledara is a London-based provider of a purchasing and analytics platform for the subscription economy. The platform offers SaaS management and a combined payments and request-to-purchase workflow that enables teams to buy, manage, and analyze software and other digital services across functions such as advertising, projects, e-commerce, agencies, remote work, and travel. It automates approvals and accounting, supports usage analytics, and helps organizations reduce software costs and cancel unused apps with a click. By aligning procurement with financial data, Cledara aims to improve operational efficiency, governance, and regulatory compliance for dynamic, subscription-driven teams.

Kaiko is a leading provider of cryptocurrency market data, offering global connectivity to over 100 centralized and decentralized exchanges. It bridges traditional finance with crypto by delivering actionable financial data through its Market Data, Quantitative Analytics, Indices, and Research units.

Tremor is a venture-backed insurance technology company that designs and operates a modern risk transfer marketplace. Its smart market platform blends advanced auction technology, market design, and optimization to improve pricing, efficiency, and access in global risk transfer. By enabling markets for insurance risk, Tremor applies techniques from computer science and economics to risk management, aiming to lower costs for participants and expand coverage opportunities worldwide.

Qover is a European insurtech company specializing in embedded insurance. It enables businesses to offer seamless, tech-driven insurance experiences through its modular platform, serving over 4 million users across 32 countries. Notable partners include Revolut, Monzo, Deliveroo, NIO, and Canyon.

Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform designed to streamline the management of payment receipts. Founded in 2015 and headquartered in Reading, United Kingdom, Flux Systems provides a service that automatically links digital receipts to users' banking applications, enhancing the shopping experience for consumers and retailers alike. The platform is built with bank-level security and utilizes third-party servers in secure European data centers, ensuring compliance with relevant regulations regarding data protection. The company partners with various retailers and financial institutions, including Barclaycard, Costa, and Starling Bank, to deliver its innovative services across the United Kingdom.

Founded in 2018, Hokodo is a European provider of B2B Buy Now, Pay Later solutions. It offers an easy-to-integrate digital platform that streamlines the order-to-cash process, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital finance options.

Rally is an investment platform that enables individuals to buy and sell fractional equity shares in various collectible assets, such as sports cards, classic cars, vintage watches, and rare books. Founded in 2016 and headquartered in New York, Rally aims to democratize access to alternative investments, which have traditionally been limited to a select group of investors. By providing a marketplace that emphasizes liquidity and transparency, Rally allows members from all income levels to participate in the ownership of high-value collectibles, fostering a more inclusive investment environment.

Hover, LLC is a company based in Eaton, Colorado, founded in 2002. It specializes in developing an application that facilitates mobile money payments, catering to the growing global mobile money industry, which processes over $1.3 billion daily. Hover provides an Android API that allows developers to seamlessly integrate various mobile money services worldwide, enabling quick and efficient payment solutions.

Meniga develops white-label digital banking solutions that enable personal finance management, automated notifications, predictive analytics, and personalized engagement. It also offers marketing products such as card-linked offers and consumer data analytics.

Goji Investments, founded in February 2015 and based in London, is a company that specializes in peer-to-peer investment and wealth management, aiming to empower direct lending. Established by professionals with expertise in wealth management, banking, and technology, Goji seeks to expand online direct lending to new investor markets. The company offers a platform that provides financial advisory services and facilitates lending platforms, allowing clients to access lending investments and connect with a global base of investors, regardless of their scale of ambition. Backed by prominent Fintech venture capital and angel investors, Goji is positioned to innovate within the financial services sector.

Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform designed to streamline the management of payment receipts. Founded in 2015 and headquartered in Reading, United Kingdom, Flux Systems provides a service that automatically links digital receipts to users' banking applications, enhancing the shopping experience for consumers and retailers alike. The platform is built with bank-level security and utilizes third-party servers in secure European data centers, ensuring compliance with relevant regulations regarding data protection. The company partners with various retailers and financial institutions, including Barclaycard, Costa, and Starling Bank, to deliver its innovative services across the United Kingdom.

Qover is a European insurtech company specializing in embedded insurance. It enables businesses to offer seamless, tech-driven insurance experiences through its modular platform, serving over 4 million users across 32 countries. Notable partners include Revolut, Monzo, Deliveroo, NIO, and Canyon.

Trov is a leading insurance technology company that specializes in providing digital insurance products and data-driven solutions. Founded in 2012 by Scott Walchek, the company has developed a robust platform that supports financial institutions and insurance providers in delivering modern insurance solutions for homeowners, renters, drivers, and small businesses. Trov's technology enables a comprehensive range of services across the insurance value chain, including quoting, policy management, billing, claims management, and analytics. By combining powerful software with tailored insurance products, Trov addresses complex risk management challenges, particularly in the areas of emerging mobility and gig work. The company, headquartered in the San Francisco Bay Area with additional offices in New York and London, serves a diverse clientele, including prominent industry players such as Waymo, Groupe PSA, Lloyds Banking Group, and Suncorp.

Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Trov is a leading insurance technology company that specializes in providing digital insurance products and data-driven solutions. Founded in 2012 by Scott Walchek, the company has developed a robust platform that supports financial institutions and insurance providers in delivering modern insurance solutions for homeowners, renters, drivers, and small businesses. Trov's technology enables a comprehensive range of services across the insurance value chain, including quoting, policy management, billing, claims management, and analytics. By combining powerful software with tailored insurance products, Trov addresses complex risk management challenges, particularly in the areas of emerging mobility and gig work. The company, headquartered in the San Francisco Bay Area with additional offices in New York and London, serves a diverse clientele, including prominent industry players such as Waymo, Groupe PSA, Lloyds Banking Group, and Suncorp.

Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Vericash is a developer of a comprehensive financial platform focused on delivering digital financial services. The company specializes in mobile payment solutions, catering to both banked and unbanked communities across various markets. Vericash's platform features wide connectivity and offers multi-wallet programs, e-payment and e-integration services, and agency management, along with a range of value-added services. By enabling banks and financial institutions to implement innovative digital financial services, Vericash aims to enhance profitability for all stakeholders involved.

Trov is a leading insurance technology company that specializes in providing digital insurance products and data-driven solutions. Founded in 2012 by Scott Walchek, the company has developed a robust platform that supports financial institutions and insurance providers in delivering modern insurance solutions for homeowners, renters, drivers, and small businesses. Trov's technology enables a comprehensive range of services across the insurance value chain, including quoting, policy management, billing, claims management, and analytics. By combining powerful software with tailored insurance products, Trov addresses complex risk management challenges, particularly in the areas of emerging mobility and gig work. The company, headquartered in the San Francisco Bay Area with additional offices in New York and London, serves a diverse clientele, including prominent industry players such as Waymo, Groupe PSA, Lloyds Banking Group, and Suncorp.

Trov is a leading insurance technology company that specializes in providing digital insurance products and data-driven solutions. Founded in 2012 by Scott Walchek, the company has developed a robust platform that supports financial institutions and insurance providers in delivering modern insurance solutions for homeowners, renters, drivers, and small businesses. Trov's technology enables a comprehensive range of services across the insurance value chain, including quoting, policy management, billing, claims management, and analytics. By combining powerful software with tailored insurance products, Trov addresses complex risk management challenges, particularly in the areas of emerging mobility and gig work. The company, headquartered in the San Francisco Bay Area with additional offices in New York and London, serves a diverse clientele, including prominent industry players such as Waymo, Groupe PSA, Lloyds Banking Group, and Suncorp.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Atom Bank plc is a digital-only bank based in Durham, United Kingdom, with an additional office in London. Founded in 2013, the bank offers a range of personal and business banking products, including fixed deposits, accounts, mortgages, business loans, and secured loans. The mobile banking application, launched in March 2014, allows users to access services via smartphones and tablets, utilizing features such as face and voice recognition for secure logins. Atom Bank is committed to providing a straightforward and hassle-free banking experience, supported by a 24/7 customer service team to assist users with their needs.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

PayPerks, Inc. is a financial capability and engagement platform focused on improving the financial literacy of low- and middle-income consumers. Founded in 2009 and based in New York, PayPerks utilizes an educational rewards model that allows users to win cash prizes for completing tutorials and surveys on topics such as budgeting, saving, and nutrition. By integrating illustrated education with sweepstakes-based incentives, the platform fosters behavior change that benefits both consumers and the financial institutions that serve them. Financial institutions can incorporate PayPerks into their products, such as prepaid debit cards, to enhance customer engagement, retention, and loyalty. The platform emphasizes transparency and provides users with practical advice to help minimize fees and maximize convenience in their financial lives. Recognized for its innovative approach, PayPerks has received multiple accolades for serving the emerging middle class.

JUMO is a fintech company that empowers partners to offer loans, savings, and financial services. It leverages artificial intelligence and machine learning to assess creditworthiness and build financial products tailored for customers in emerging markets.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

PayPerks, Inc. is a financial capability and engagement platform focused on improving the financial literacy of low- and middle-income consumers. Founded in 2009 and based in New York, PayPerks utilizes an educational rewards model that allows users to win cash prizes for completing tutorials and surveys on topics such as budgeting, saving, and nutrition. By integrating illustrated education with sweepstakes-based incentives, the platform fosters behavior change that benefits both consumers and the financial institutions that serve them. Financial institutions can incorporate PayPerks into their products, such as prepaid debit cards, to enhance customer engagement, retention, and loyalty. The platform emphasizes transparency and provides users with practical advice to help minimize fees and maximize convenience in their financial lives. Recognized for its innovative approach, PayPerks has received multiple accolades for serving the emerging middle class.

Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

eToro is a multi-asset trading and investment platform that enables users to trade currencies, commodities, indices, crypto assets, and stocks, including derivatives related to underlying assets. It supports social trading through features that allow users to follow and copy the approaches of others. The platform serves a global community of investors and traders, offering access to markets and investment ideas. Founded in 2007 and based in London, the company focuses on making markets transparent and accessible for a broad user base.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Seedcamp is a London-based venture capital firm and seed platform that backs early-stage startups across Europe and globally, with a focus on fintech, healthcare and technology. It identifies world-class founders addressing large, global markets and provides immediate access to smart capital, mentorship, and a lifelong, global community built on more than a decade of experience backing exceptional talent. Through its broad network of partners and mentors, Seedcamp helps portfolio companies scale, access strategic resources, and navigate early growth, with a geographic reach that spans North America, Asia, Europe and Africa.

PayPerks, Inc. is a financial capability and engagement platform focused on improving the financial literacy of low- and middle-income consumers. Founded in 2009 and based in New York, PayPerks utilizes an educational rewards model that allows users to win cash prizes for completing tutorials and surveys on topics such as budgeting, saving, and nutrition. By integrating illustrated education with sweepstakes-based incentives, the platform fosters behavior change that benefits both consumers and the financial institutions that serve them. Financial institutions can incorporate PayPerks into their products, such as prepaid debit cards, to enhance customer engagement, retention, and loyalty. The platform emphasizes transparency and provides users with practical advice to help minimize fees and maximize convenience in their financial lives. Recognized for its innovative approach, PayPerks has received multiple accolades for serving the emerging middle class.