GHL Systems Berhad is a prominent payment service provider headquartered in Kuala Lumpur, Malaysia, with operations across multiple countries, including the Philippines, Thailand, Australia, Cambodia, Singapore, and Myanmar. The company operates through three main segments: Transaction Payment Acquisition, Shared Services, and Solution Services. GHL offers a range of payment solutions, including e-pay services for telco prepaid top-ups and bill collection, as well as direct merchant acquiring and electronic payment services. It is involved in the sale, rental, and maintenance of electronic data capture terminals and supports various card-related services, such as credit, debit, and loyalty card issuance and management. Additionally, GHL provides money lending and transfer services and develops software solutions, including the Net.Point software. The company serves customers in diverse sectors, including banking, telecommunications, oil and gas, retail, and transportation. GHL is recognized as one of the top merchant acquirers in the ASEAN region and has expanded its client base to over 20 countries as part of its growth strategy.