Accial Capital

FinMaq is a financial organization that specializes in facilitating the acquisition of productive assets through its innovative financial services platform. The company provides essential financing solutions tailored for businesses in various sectors, including health, construction, and industrial. Its platform is equipped with features such as credit scoring, leasing options, and rotating credit, enabling clients to secure the necessary funding to support their growth and operational success. By focusing on productive assets, FinMaq aims to empower businesses to thrive in their respective industries.

FinMaq is a financial organization that specializes in facilitating the acquisition of productive assets through its innovative financial services platform. The company provides essential financing solutions tailored for businesses in various sectors, including health, construction, and industrial. Its platform is equipped with features such as credit scoring, leasing options, and rotating credit, enabling clients to secure the necessary funding to support their growth and operational success. By focusing on productive assets, FinMaq aims to empower businesses to thrive in their respective industries.

Founded in 2014, Alif has grown into one of the leading fintech companies in Central Asia, and is now growing beyond. Alif offers an ecosystem of in-house developed financial and technological solutions: the most widely used finance app alif mobi, popular Point-of-sales financing payment system, the largest online retail platform alif shop and a cheap, fast and safe remittance system.

Meddipay is a technology company focused on point-of-sale financing for out-of-pocket medical and dental procedures in Latin America.

AwanTunai is a fintech company based in Jakarta Timur, Indonesia, founded in 2017. It focuses on digitizing the traditional fast-moving consumer goods (FMCG) supply chain by providing a mobile application that connects micro merchants with essential financial services. The platform allows users to access working capital loans and facilitates online ordering, customer management, and payment acceptance. AwanTunai aims to enhance financial inclusion for individuals who lack access to conventional banking products by offering mobile-based credit and connecting them with lenders. As a regulated fintech institution, it has the capability to originate, service, and collect bank-compliant loan assets, ensuring comprehensive customer control. Additionally, AwanTunai collaborates with global insurance institutions to offer auto-trigger micro-insurance protection, contributing to the overall welfare of its users.

Kapital is a fintech company focused on providing digital financial services to small and medium-sized businesses (SMBs), freelancers, and startups. Its platform simplifies financial processes, allowing clients to manage their treasury effectively and gain visibility into their financial activities. By offering tools for corporate spending, payroll distribution, and supplier payments all in one place, Kapital enables businesses to maintain control over their finances without the need to outsource these functions. The company aims to foster the growth of its clients by providing them with inclusive financial products that support their income and expense management, ultimately accelerating their growth potential.

Clara is a spending management platform designed for companies operating in Latin America. It offers a comprehensive suite of financial tools, including locally-issued corporate cards, Bill Pay, and financing solutions, all integrated within its software platform. This end-to-end solution aims to simplify and automate corporate expense management, allowing businesses to streamline expense reporting, gain real-time insights into spending, and better control their budgets. By enabling companies to operate with agility and financial clarity, Clara seeks to enhance the economic competitiveness of the region. The company is supported by a range of global and regional investors, reflecting its potential impact on business finances in Latin America.

Founded in 2019, Avista is a tech-based financial company focused on reinventing people’s lives through an ecosystem of simple and digital financial solutions. Its purpose is to guarantee access to credit products to all segments of Colombia’s population, including rural and intermediate cities. Avista has become the leading Fintech in the payroll loans and embedded insurance segment in Colombia, disrupting the market with a customer-centric and technology-driven business model.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Vexi is a financial technology company based in Mexico City that focuses on providing credit card services to the young and underbanked population in Latin America. Founded in 2016, Vexi aims to make credit more accessible through a fully digital onboarding process and a user-friendly mobile application. The platform allows users to develop personalized payment plans, manage expenses, and build credit history with minimal documentation. Vexi offers both an online credit card for digital purchases and a physical card for transactions at retail establishments, with no annuity charges, making it easier for underserved individuals to access formal credit. Through its proprietary technology, Vexi enhances the customer experience while promoting financial inclusion.

Volopay is a financial solution provider that specializes in spend management and expense automation. The company offers a platform that integrates corporate cards, expense management, and accounting functionalities to improve financial operations for businesses. By automating processes such as expense requests, approvals, and bill payments, Volopay empowers finance teams to focus on strategic decision-making rather than routine administrative tasks. Its offerings include tools for managing various business expenditures, from software subscriptions to employee reimbursements, providing comprehensive visibility and control over spending. With a mission to support businesses in the APAC region, Volopay aims to enhance efficiency and growth by optimizing financial management practices.

Vexi is a financial technology company based in Mexico City that focuses on providing credit card services to the young and underbanked population in Latin America. Founded in 2016, Vexi aims to make credit more accessible through a fully digital onboarding process and a user-friendly mobile application. The platform allows users to develop personalized payment plans, manage expenses, and build credit history with minimal documentation. Vexi offers both an online credit card for digital purchases and a physical card for transactions at retail establishments, with no annuity charges, making it easier for underserved individuals to access formal credit. Through its proprietary technology, Vexi enhances the customer experience while promoting financial inclusion.

Investree is a B2B marketplace lending platform based in Indonesia, licensed by the Financial Services Authority (OJK) for both conventional and Shariah-compliant financing. Established in October 2015, the company has expanded its regional presence to Thailand and plans to enter the Philippines. Investree's mission is to leverage technology and data to provide small and medium enterprises (SMEs) with access to working capital from retail and institutional lenders. The platform employs a B2B acquisition model to attract SME borrowers through strategic partnerships with e-procurement platforms and payment gateway providers, enhancing verification processes and reducing acquisition costs. Led by a team of seasoned professionals, Investree has successfully facilitated over USD 230 million in funding since its inception, serving more than 1,000 SMEs while maintaining a strong asset quality.

AwanTunai is a fintech company based in Jakarta Timur, Indonesia, founded in 2017. It focuses on digitizing the traditional fast-moving consumer goods (FMCG) supply chain by providing a mobile application that connects micro merchants with essential financial services. The platform allows users to access working capital loans and facilitates online ordering, customer management, and payment acceptance. AwanTunai aims to enhance financial inclusion for individuals who lack access to conventional banking products by offering mobile-based credit and connecting them with lenders. As a regulated fintech institution, it has the capability to originate, service, and collect bank-compliant loan assets, ensuring comprehensive customer control. Additionally, AwanTunai collaborates with global insurance institutions to offer auto-trigger micro-insurance protection, contributing to the overall welfare of its users.

A55 is a financial technology company based in Sao Paulo, Brazil, that specializes in providing a revenue-backed credit line system for small and medium-sized enterprises with recurring revenue. Founded in 2017, A55 has developed an innovative platform that integrates various financial tools, including bank account connections, escrow solutions, billing, and payment systems, along with credit intelligence. This comprehensive platform allows borrowers to access a credit monitoring dashboard and gain insights into their revenue and cost metrics. Additionally, it offers lenders a real-time monitoring platform driven by transactional data, enhancing the underwriting process. A55 aims to facilitate financial access for businesses by leveraging technology to streamline credit assessment and management.

Founded in 2019, Avista is a tech-based financial company focused on reinventing people’s lives through an ecosystem of simple and digital financial solutions. Its purpose is to guarantee access to credit products to all segments of Colombia’s population, including rural and intermediate cities. Avista has become the leading Fintech in the payroll loans and embedded insurance segment in Colombia, disrupting the market with a customer-centric and technology-driven business model.

Pintek is a financial technology company focused on enhancing access to education in Indonesia by offering affordable and flexible credit solutions. The company provides a range of financing services, including bailouts, working capital loans, installment plans, and investment funding specifically tailored for educational institutions. Pintek's non-collateral repayment program allows clients to secure loans for academic purposes with ease, thereby facilitating a more inclusive educational environment. Through its innovative approach, Pintek aims to alleviate financial barriers for students and educational providers alike.

Fvndit, Inc., founded in 2018 and based in Irvine, California, is a fintech company dedicated to addressing the working capital challenges faced by small and medium-sized enterprises (SMEs) in Vietnam. As a leading peer-to-peer lending marketplace, Fvndit connects SMEs with potential investors, facilitating access to the funding necessary for their growth and operational needs. The company's platform aims to streamline the lending process and enhance financial accessibility for Vietnamese SMEs, contributing to their development and sustainability in a competitive market.

Aflore is a financial services company based in Bogota, Colombia, dedicated to empowering the unbanked population, which constitutes 65% of the country's residents. Founded in 2012, Aflore focuses on providing accessible financial solutions by partnering with trusted financial advisors within local communities. These advisors are equipped with the necessary support and tools to distribute loans and financial products to their networks, thereby facilitating access to personalized credit and enabling individuals to better manage their finances. Through its innovative approach, Aflore aims to help the middle class in Latin America achieve their financial goals and improve their overall economic well-being.

AwanTunai is a fintech company based in Jakarta Timur, Indonesia, founded in 2017. It focuses on digitizing the traditional fast-moving consumer goods (FMCG) supply chain by providing a mobile application that connects micro merchants with essential financial services. The platform allows users to access working capital loans and facilitates online ordering, customer management, and payment acceptance. AwanTunai aims to enhance financial inclusion for individuals who lack access to conventional banking products by offering mobile-based credit and connecting them with lenders. As a regulated fintech institution, it has the capability to originate, service, and collect bank-compliant loan assets, ensuring comprehensive customer control. Additionally, AwanTunai collaborates with global insurance institutions to offer auto-trigger micro-insurance protection, contributing to the overall welfare of its users.

ePesos is a fintech company based in Monterrey, Mexico, that provides an online payment system enabling users to pay bills to individuals or institutions via Facebook, mobile phones, or email. The company focuses on offering financial solutions to the underbanked and unbanked populations, allowing workers to access their wages instantly, 24/7, throughout the year. ePesos facilitates the advancement of partial salaries through a custom-built mobile wallet, which helps financial institutions extend low-cost short-term working capital to employees without bank accounts. By revolutionizing benefits for both employers and employees, ePesos aims to enhance financial inclusion in Mexico.