Aavishkaar Capital

Founded in 2001 and headquartered in Mumbai, Aavishkaar Capital is a venture capital firm that concentrates on early-stage investments across Asia Pacific and Africa. It targets opportunities in finance, sustainable agriculture, and essential services, and it places emphasis on geographies and sectors that are often overlooked or challenging. The firm also incorporates environmental, social, and governance considerations into its investment approach.

Anurag Agrawal

Partner, Credit

Divya Gupta

Investment Director

Hari Krishnan

Associate Director

Darren Lobo

Associate Director - Credit

Darren Lobo

Associate Director

Tarun Mehta

Partner

Abhishek Mittal

Partner, Credit

Ashish Patel

Partner, Credit

Shashvat Rai

Managing Director

Past deals in Retail Lending

Altum Credo

Series C in 2024
Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Altum Credo

Secondary Market in 2024
Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Midland Bank

Venture Round in 2024
Midland Bank Plc was one of the Big Four banking groups in the United Kingdom for most of the 20th century.

Altum Credo

Venture Round in 2021
Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Chqbook

Series B in 2021
Chqbook is a fintech startup based in Gurugram, focused on creating India's first Market Place Bank for small business owners, including SMEs, HoReCa, and Kiranas. The company supports these entrepreneurs through five key areas: accounts, lending, insurance, rewards, and knowledge. Utilizing alternative data and collaborating with credit bureaus and financial institutions, Chqbook offers financial services to over 12,000 business owners and processes more than 40,000 customer applications each month. Its app provides access to over 60 financial products, including business loans and credit cards, all at zero fees and negotiated rates. With a customer base exceeding 200,000 across 20 cities, Chqbook has garnered numerous accolades, including the Fintech Rocketship Award and recognition at TechSparks.

Chqbook

Series A in 2020
Chqbook is a fintech startup based in Gurugram, focused on creating India's first Market Place Bank for small business owners, including SMEs, HoReCa, and Kiranas. The company supports these entrepreneurs through five key areas: accounts, lending, insurance, rewards, and knowledge. Utilizing alternative data and collaborating with credit bureaus and financial institutions, Chqbook offers financial services to over 12,000 business owners and processes more than 40,000 customer applications each month. Its app provides access to over 60 financial products, including business loans and credit cards, all at zero fees and negotiated rates. With a customer base exceeding 200,000 across 20 cities, Chqbook has garnered numerous accolades, including the Fintech Rocketship Award and recognition at TechSparks.

Altum Credo

Venture Round in 2018
Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Suryoday Small finance Bank

Venture Round in 2014
Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, focused on promoting financial inclusion by serving unserved and underserved populations. Established in 2008, the bank provides a diverse range of services, including savings and current accounts, fixed deposits, and a variety of loan products such as home loans, vehicle financing, and loans for micro, small, and medium enterprises. Additionally, it offers insurance products, pension schemes, and digital banking services, including UPI payments and mobile banking. The bank operates through various segments, with retail banking being its primary revenue source. With a network of 482 banking outlets across multiple states and union territories, Suryoday Small Finance Bank aims to empower economically challenged individuals, particularly women, by facilitating access to essential financial services and contributing to poverty alleviation in its areas of operation. Formerly known as Suryoday Micro Finance Limited, it rebranded in January 2017 to reflect its broader banking capabilities.
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