100Unicorns

OneStack is a financial technology company focused on transforming the cooperative banking sector in India into a neo-banking environment. By serving as a technical service provider, OneStack offers a comprehensive suite of solutions, including a core banking system, mobile banking applications, and UPI/QR services. The company's objective is to digitize cooperative banks, allowing them to effectively engage with customers, enhance their service offerings, and ultimately drive growth in current and savings accounts. Additionally, OneStack's platform integrates various financial products and employs artificial intelligence to deliver personalized recommendations for savings, credit, and investments. This approach aims to provide users with a unified dashboard for managing their financial assets, thereby promoting financial inclusion and accessibility across Bharat.

OTO Capital is a software platform that facilitates vehicle ownership by offering comprehensive automotive leasing services. The company partners with banks and non-banking financial companies to provide financing options that make vehicle acquisition more accessible. OTO Capital's services encompass the entire auto lifecycle, including credit underwriting, insurance, maintenance, and resale, ensuring that customers have a seamless experience from purchase to eventual sale. Additionally, the platform offers flexible installment plans, allowing users to lease vehicles with the option to return them after a designated period, thus providing an affordable and convenient alternative to outright vehicle purchases.

actyv.ai is an innovative B2B SaaS platform focused on transforming supply chains through advanced technology and financial solutions. The platform simplifies partner onboarding and enhances financial inclusivity with features such as Buy Now Pay Later options and embedded insurance. Utilizing artificial intelligence, actyv.ai offers tools like actyvGo for streamlined partner management, actyvScore for evaluating potential business partners, and actyvPayLater for flexible payment options. Additionally, actyvInsure provides tailored insurance products, while ActvvInvest presents curated investment opportunities. Serving a variety of industries including FMCG, pharmaceuticals, and agriculture, actyv.ai is designed to facilitate seamless interactions between businesses and their supply chain partners, ultimately improving efficiency and profitability. Co-founded by Raghunath Subramanian and Ramkumar Thirumurthi, the platform positions itself as a comprehensive solution for enterprises of all sizes, aiming to elevate the financial health of supply chains globally.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates as a pension technology provider, offering digital micro-pension and insurance services aimed at securing the retirement of informal workers. By employing a dedicated platform that integrates digital identification with financial and payment systems, Pinbox Solutions facilitates the creation of a social security marketplace. This innovative approach enables governments and regulators to broaden pension and insurance coverage for non-salaried workers, addressing the needs of a significant segment of the workforce often excluded from traditional social security systems.

Ensuredit is an AI-driven company that specializes in enhancing the insurance distribution cycle. By addressing challenges such as diminishing returns on distribution expansion and the need for better product-market fit, Ensuredit aims to improve affordability and financial inclusion. The company offers a platform that empowers both end customers and insurance intermediaries through an API-led approach, providing access to a wide range of insurance products across various categories. Ensuredit's solutions streamline processes such as agent onboarding, quote generation, and commission management, thereby facilitating a more efficient and effective sales process. Through its advanced analytics suite and digital distribution capabilities, Ensuredit enables clients to achieve greater clarity, scalability, and cost savings in their operations.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates as a pension technology provider, offering digital micro-pension and insurance services aimed at securing the retirement of informal workers. By employing a dedicated platform that integrates digital identification with financial and payment systems, Pinbox Solutions facilitates the creation of a social security marketplace. This innovative approach enables governments and regulators to broaden pension and insurance coverage for non-salaried workers, addressing the needs of a significant segment of the workforce often excluded from traditional social security systems.

OTO Capital is a software platform that facilitates vehicle ownership by offering comprehensive automotive leasing services. The company partners with banks and non-banking financial companies to provide financing options that make vehicle acquisition more accessible. OTO Capital's services encompass the entire auto lifecycle, including credit underwriting, insurance, maintenance, and resale, ensuring that customers have a seamless experience from purchase to eventual sale. Additionally, the platform offers flexible installment plans, allowing users to lease vehicles with the option to return them after a designated period, thus providing an affordable and convenient alternative to outright vehicle purchases.

Ensuredit is an AI-driven company that specializes in enhancing the insurance distribution cycle. By addressing challenges such as diminishing returns on distribution expansion and the need for better product-market fit, Ensuredit aims to improve affordability and financial inclusion. The company offers a platform that empowers both end customers and insurance intermediaries through an API-led approach, providing access to a wide range of insurance products across various categories. Ensuredit's solutions streamline processes such as agent onboarding, quote generation, and commission management, thereby facilitating a more efficient and effective sales process. Through its advanced analytics suite and digital distribution capabilities, Ensuredit enables clients to achieve greater clarity, scalability, and cost savings in their operations.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates as a pension technology provider, offering digital micro-pension and insurance services aimed at securing the retirement of informal workers. By employing a dedicated platform that integrates digital identification with financial and payment systems, Pinbox Solutions facilitates the creation of a social security marketplace. This innovative approach enables governments and regulators to broaden pension and insurance coverage for non-salaried workers, addressing the needs of a significant segment of the workforce often excluded from traditional social security systems.

OneStack is a financial technology company focused on transforming the cooperative banking sector in India into a neo-banking environment. By serving as a technical service provider, OneStack offers a comprehensive suite of solutions, including a core banking system, mobile banking applications, and UPI/QR services. The company's objective is to digitize cooperative banks, allowing them to effectively engage with customers, enhance their service offerings, and ultimately drive growth in current and savings accounts. Additionally, OneStack's platform integrates various financial products and employs artificial intelligence to deliver personalized recommendations for savings, credit, and investments. This approach aims to provide users with a unified dashboard for managing their financial assets, thereby promoting financial inclusion and accessibility across Bharat.

Ensuredit is an AI-driven company that specializes in enhancing the insurance distribution cycle. By addressing challenges such as diminishing returns on distribution expansion and the need for better product-market fit, Ensuredit aims to improve affordability and financial inclusion. The company offers a platform that empowers both end customers and insurance intermediaries through an API-led approach, providing access to a wide range of insurance products across various categories. Ensuredit's solutions streamline processes such as agent onboarding, quote generation, and commission management, thereby facilitating a more efficient and effective sales process. Through its advanced analytics suite and digital distribution capabilities, Ensuredit enables clients to achieve greater clarity, scalability, and cost savings in their operations.

OneStack is a financial technology company focused on transforming the cooperative banking sector in India into a neo-banking environment. By serving as a technical service provider, OneStack offers a comprehensive suite of solutions, including a core banking system, mobile banking applications, and UPI/QR services. The company's objective is to digitize cooperative banks, allowing them to effectively engage with customers, enhance their service offerings, and ultimately drive growth in current and savings accounts. Additionally, OneStack's platform integrates various financial products and employs artificial intelligence to deliver personalized recommendations for savings, credit, and investments. This approach aims to provide users with a unified dashboard for managing their financial assets, thereby promoting financial inclusion and accessibility across Bharat.