100Unicorns

OneStack is a financial technology company focused on transforming the cooperative banking sector in India into a neo-banking environment. By serving as a technical service provider, OneStack offers a comprehensive suite of solutions, including a core banking system, mobile banking applications, and UPI/QR services. The company's objective is to digitize cooperative banks, allowing them to effectively engage with customers, enhance their service offerings, and ultimately drive growth in current and savings accounts. Additionally, OneStack's platform integrates various financial products and employs artificial intelligence to deliver personalized recommendations for savings, credit, and investments. This approach aims to provide users with a unified dashboard for managing their financial assets, thereby promoting financial inclusion and accessibility across Bharat.

OTO Capital is a technology platform facilitating car ownership and financing. It collaborates with banks and non-banking financial companies to offer credit options, managing the entire automotive lifecycle from credit assessment to insurance, maintenance, and resale.

actyv.ai is an innovative B2B SaaS platform focused on transforming supply chains through advanced technology and financial solutions. The platform simplifies partner onboarding and enhances financial inclusivity with features such as Buy Now Pay Later options and embedded insurance. Utilizing artificial intelligence, actyv.ai offers tools like actyvGo for streamlined partner management, actyvScore for evaluating potential business partners, and actyvPayLater for flexible payment options. Additionally, actyvInsure provides tailored insurance products, while ActvvInvest presents curated investment opportunities. Serving a variety of industries including FMCG, pharmaceuticals, and agriculture, actyv.ai is designed to facilitate seamless interactions between businesses and their supply chain partners, ultimately improving efficiency and profitability. Co-founded by Raghunath Subramanian and Ramkumar Thirumurthi, the platform positions itself as a comprehensive solution for enterprises of all sizes, aiming to elevate the financial health of supply chains globally.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates as a pension technology provider, offering digital micro-pension and insurance services aimed at securing the retirement of informal workers. By employing a dedicated platform that integrates digital identification with financial and payment systems, Pinbox Solutions facilitates the creation of a social security marketplace. This innovative approach enables governments and regulators to broaden pension and insurance coverage for non-salaried workers, addressing the needs of a significant segment of the workforce often excluded from traditional social security systems.

Ensuredit is an AI-powered platform focused on insurance distribution. It provides a product platform for end customers and insurance intermediaries, leveraging APIs to connect users with products across multiple insurers. The platform supports agent and POSP onboarding, endorsements, sales force management, and commission management, and enables quote generation and payments processing. By digitizing the distribution workflow, it offers digital distribution capabilities, an open API, and AI-driven analytics to improve accuracy, efficiency, and scalability while reducing costs. The solution aims to enhance product-market fit, inclusivity, and customer experience throughout the insurance distribution cycle, helping insurers, brokers, and aggregators streamline operations and access the right products across categories.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates as a pension technology provider, offering digital micro-pension and insurance services aimed at securing the retirement of informal workers. By employing a dedicated platform that integrates digital identification with financial and payment systems, Pinbox Solutions facilitates the creation of a social security marketplace. This innovative approach enables governments and regulators to broaden pension and insurance coverage for non-salaried workers, addressing the needs of a significant segment of the workforce often excluded from traditional social security systems.

OTO Capital is a technology platform facilitating car ownership and financing. It collaborates with banks and non-banking financial companies to offer credit options, managing the entire automotive lifecycle from credit assessment to insurance, maintenance, and resale.

Ensuredit is an AI-powered platform focused on insurance distribution. It provides a product platform for end customers and insurance intermediaries, leveraging APIs to connect users with products across multiple insurers. The platform supports agent and POSP onboarding, endorsements, sales force management, and commission management, and enables quote generation and payments processing. By digitizing the distribution workflow, it offers digital distribution capabilities, an open API, and AI-driven analytics to improve accuracy, efficiency, and scalability while reducing costs. The solution aims to enhance product-market fit, inclusivity, and customer experience throughout the insurance distribution cycle, helping insurers, brokers, and aggregators streamline operations and access the right products across categories.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates as a pension technology provider, offering digital micro-pension and insurance services aimed at securing the retirement of informal workers. By employing a dedicated platform that integrates digital identification with financial and payment systems, Pinbox Solutions facilitates the creation of a social security marketplace. This innovative approach enables governments and regulators to broaden pension and insurance coverage for non-salaried workers, addressing the needs of a significant segment of the workforce often excluded from traditional social security systems.

OneStack is a financial technology company focused on transforming the cooperative banking sector in India into a neo-banking environment. By serving as a technical service provider, OneStack offers a comprehensive suite of solutions, including a core banking system, mobile banking applications, and UPI/QR services. The company's objective is to digitize cooperative banks, allowing them to effectively engage with customers, enhance their service offerings, and ultimately drive growth in current and savings accounts. Additionally, OneStack's platform integrates various financial products and employs artificial intelligence to deliver personalized recommendations for savings, credit, and investments. This approach aims to provide users with a unified dashboard for managing their financial assets, thereby promoting financial inclusion and accessibility across Bharat.

Ensuredit is an AI-powered platform focused on insurance distribution. It provides a product platform for end customers and insurance intermediaries, leveraging APIs to connect users with products across multiple insurers. The platform supports agent and POSP onboarding, endorsements, sales force management, and commission management, and enables quote generation and payments processing. By digitizing the distribution workflow, it offers digital distribution capabilities, an open API, and AI-driven analytics to improve accuracy, efficiency, and scalability while reducing costs. The solution aims to enhance product-market fit, inclusivity, and customer experience throughout the insurance distribution cycle, helping insurers, brokers, and aggregators streamline operations and access the right products across categories.

OneStack is a financial technology company focused on transforming the cooperative banking sector in India into a neo-banking environment. By serving as a technical service provider, OneStack offers a comprehensive suite of solutions, including a core banking system, mobile banking applications, and UPI/QR services. The company's objective is to digitize cooperative banks, allowing them to effectively engage with customers, enhance their service offerings, and ultimately drive growth in current and savings accounts. Additionally, OneStack's platform integrates various financial products and employs artificial intelligence to deliver personalized recommendations for savings, credit, and investments. This approach aims to provide users with a unified dashboard for managing their financial assets, thereby promoting financial inclusion and accessibility across Bharat.