99 Startups

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Saptiva is a technology company that specializes in providing artificial intelligence (AI) infrastructure and tools for businesses of all sizes. It offers a platform that enables enterprises to access top-performing large language models (LLMs), intuitive software development kits (SDKs), and application programming interfaces (APIs) instantly, all hosted on its cloud infrastructure in Latin America. The company's AI platform is designed to empower businesses by automating actions and providing insights, with a focus on optimizing workflows and decision-making processes securely and efficiently.

Kala is a fintech platform dedicated to enhancing financial inclusion for underbanked segments in Latin America. It operates through a B2B2C credit model, providing innovative lending solutions that streamline access to credit for individuals and businesses. The company's initial offering, Pension Deducted Loans, targets the Silver Economy in Colombia, facilitating loan repayments directly through government-backed pension funds. Kala collaborates with various lenders, including banks and credit unions, to create a fully digital credit process that ensures a seamless experience for users. By focusing on the unique needs of its clientele, Kala aims to optimize revenue generation while contributing to the broader goal of financial accessibility in the region.

Palomma is a technology company that specializes in providing a payment method that allows customers to make secure transactions directly from their bank accounts. By offering a streamlined, one-click payment solution, Palomma helps merchants reduce card processing fees while enhancing customer conversion rates. The company's platform is built on a robust application programming interface (API) tailored for the Latin American market, focusing on instant account-to-account payments. Additionally, Palomma enables users to earn rewards at affiliated businesses, further incentivizing the use of its payment method. Through its innovative approach, Palomma aims to create cost-effective payment solutions that benefit both merchants and consumers.

MEDU Protection specializes in the development of sustainable medical equipment aimed at safeguarding healthcare professionals. The company offers a line of reusable personal protective clothing, such as surgical gowns, head coverings, and full-body suits, designed to replace single-use garments and minimize waste. By focusing on innovation, MEDU Protection creates virus-resistant products that not only enhance safety for medical workers but also promote environmental sustainability. In addition to its protective gear, the company has developed software that tracks the real-time useful life of these garments, enabling healthcare professionals to manage their supplies more effectively and reduce their carbon footprint.

Koywe is a technology company that specializes in providing payment APIs and SDKs designed for the integration of cryptocurrency into financial applications. Its offerings enable developers to create solutions for remittances, digital wallets, and investment services. By utilizing blockchain technology, Koywe facilitates the buying and selling of cryptocurrencies, allowing companies to seamlessly connect wallets and portfolios. The company focuses on delivering straightforward and well-documented tools that empower businesses to leverage cryptocurrencies effectively, thus enhancing their financial service capabilities.

EFEX is a platform that helps businesses and individuals to make and manage their payments. EFEX offers international and domestic payments, invoicing, reconciliation, collection, and risk analysis of its clients. This allows our customers to engage in smarter, simpler, faster payments and trade.

Cuéntame is a B2B mental well-being company focused on the Latin American market, offering personalized wellness journeys for employees and measurable returns on investment for organizations. By utilizing technology and data analysis, Cuéntame assists businesses in fostering mentally healthy environments. Their platform employs artificial intelligence to deliver tailored wellness resources based on individual needs. Users can access quality mental health and well-being sessions through a secure and private interface, which allows them to choose their preferred objectives, schedule, and time for sessions. Cuéntame's approach ensures that wellness resources are available to employees and their families wherever they are, promoting accessibility and professional support in mental well-being.

Bemmbo is a Chilean company founded in 2022, specializing in accounting software that automates accounts payables and receivables. Headquartered in Santiago, the company provides a platform designed to streamline the reconciliation and organization of payments. Bemmbo's software enables centralized payment management, maintains an efficient approval workflow, facilitates instant payments, and reconciles recorded transactions. By automating the approval, payment, and billing processes, Bemmbo helps businesses save time and reduce costs associated with paying suppliers and reporting expenses.

Cucuru is a developer of an advanced infrastructure platform focused on digital business-to-business collection services. Its technology is designed to enhance efficiency and offers a white-label solution with an open architecture, allowing businesses to streamline their collection processes. The company's regional platform is currently operational in Mexico, Brazil, and Argentina, and it is built for rapid scalability and replication in various markets, positioning Cucuru as a next-generation solution in the B2B collection landscape.

Vivanta is a technology company that specializes in developing software solutions for accessing and analyzing digital biomarker data. Its full-stack software suite empowers engineers and product managers to connect, interpret, and integrate these digital biomarkers into their products. By leveraging advanced analytics and AI algorithms, Vivanta aids businesses, particularly in the insurance and re-insurance sectors, in assessing risk for life and health insurance products using behavioral and health data sourced from smartphones and smartwatches. This capability enables companies to enhance consumer experiences by providing deeper insights into individual health and behavior patterns.

Qurable is a software-as-a-service and blockchain-as-a-service platform that is innovating loyalty programs through the integration of artificial intelligence and blockchain technology. The company offers a solution that simplifies the development of interconnected loyalty programs and personalized rewards, thereby enhancing customer engagement. By transforming loyalty points into valuable assets that can be exchanged within multi-brand ecosystems, Qurable makes loyalty programs more accessible and user-friendly. Additionally, Qurable's platform fosters connections between brands, creators, and consumers, enabling seamless interactions and ownership of digital assets. This approach allows artists, collectibles, and brands to engage in the metaverse, offering a unique array of digital and physical goods.

DeltaX is a digital freight platform that connects shippers with carriers and truckers in Latin America.

MegaBite is a multibrand cloud kitchen restaurant that specializes in offering premium gastronomic brands at midrange prices targeted at the middle class in Latin America. The company operates exclusively through digital channels, utilizing integrated kitchen software and hardware to facilitate efficient order processing. MegaBite runs its operations from rented dark kitchens, which allows for a modular growth model that enhances scalability. This innovative approach enables the opening of new kitchens with significantly lower capital expenditure and much faster timelines compared to traditional restaurants. Operating in Mexico and Peru, MegaBite has achieved impressive growth, averaging 30% month-over-month since its inception. The platform provides customers with access to a variety of virtual restaurant brands, enhancing their culinary choices while ensuring a seamless online ordering and delivery experience.

HoyTrabajas is a human resources technology company based in Bogota, Colombia, that specializes in providing a job search platform aimed at improving the quality of life for users by helping them find suitable employment. The platform employs artificial intelligence algorithms to match candidates with job offers efficiently, allowing users to secure positions in various categories within 48 hours. HoyTrabajas addresses the challenge of high turnover rates in Latin America by enabling organizations to attract and retain low-skilled talent, thus enhancing employability, inclusion, and labor mobility while reducing staff turnover.

HippoBuild is a developer of enterprise resource planning (ERP) software tailored for small and medium-sized construction companies. The company's solutions automate and optimize back office functions and the supply chain, enabling clients to save significant time and costs through efficient sourcing of materials. By providing a marketplace and financing options, HippoBuild's software allows contractors to monitor project progress and manage material demands effectively. This streamlined approach empowers construction firms to reduce material expenses, enhance sales, and ease the onboarding process, which can be completed in just minutes.

Plenna is a healthcare provider based in Mexico City, Mexico, specializing in comprehensive gynecology services for middle-income women. The company offers both face-to-face and online check-ups, ensuring accessibility to vital healthcare. In addition to gynecological care, Plenna provides support in areas such as psychology, nutrition, general medicine, and laboratory tests, including vaccinations. By offering a range of services, Plenna enables women to make timely and informed decisions regarding their sexual and reproductive health.

Apprecio is a financial technology company based in Mexico City, founded in 2021. It specializes in developing point-of-sale applications tailored for grocery stores, offering tools to manage operations efficiently. The app allows retailers to handle card payments as well as QR code payments, calculate product margins, track expenses and income by date, scan products, and determine suggested pricing based on local market data. This enables shopkeepers to maintain comprehensive oversight of their small businesses' financial activities.

RUUT is a financial services company based in Mexico that functions as both a Registered Investment Advisor and a Money Transmitter. It has developed an investment platform designed to connect individuals with digital banking accounts to those seeking personal investment opportunities, particularly catering to non-investors. RUUT offers a user-friendly and commission-free product that includes investment advisory services, a newsfeed, and an impact investment tracker. The platform emphasizes accessibility and simplicity, aiming to provide a low-cost investment solution with a focus on long-term holding incentives. To ensure the safety of users' data and funds, RUUT employs bank-level security measures, including SSL encryption and 256-bit encryption protocols.

Ozon Mobility is a marketplace focused on providing access to second-hand micromobility vehicles, including bikes, e-bikes, scooters, and mopeds, through monthly subscriptions. The company also specializes in motorbike rental software that facilitates motorcycle financing, aiming to enhance financial inclusion for individuals underserved by traditional banking systems. By purchasing used motorcycles and offering them through financing options, Ozon Mobility enables gig workers to acquire affordable transportation solutions, thereby supporting their mobility needs while promoting sustainable urban transportation.

Qurable is a software-as-a-service and blockchain-as-a-service platform that is innovating loyalty programs through the integration of artificial intelligence and blockchain technology. The company offers a solution that simplifies the development of interconnected loyalty programs and personalized rewards, thereby enhancing customer engagement. By transforming loyalty points into valuable assets that can be exchanged within multi-brand ecosystems, Qurable makes loyalty programs more accessible and user-friendly. Additionally, Qurable's platform fosters connections between brands, creators, and consumers, enabling seamless interactions and ownership of digital assets. This approach allows artists, collectibles, and brands to engage in the metaverse, offering a unique array of digital and physical goods.

Pari is the online Liquor Store next door.

Konta is an online accounting service based in Monterrey, Mexico, focused on assisting micro and small businesses. Founded in September 2019 by José Menéndez and Pablo Icaza, Konta aims to simplify business operations for freelancers and small entrepreneurs through a cost-effective and automated platform. The service enables users to generate invoices, maintain accounting records, and supports electronic tax filing, facilitating efficient financial management. By providing these tools, Konta helps small businesses navigate their accounting needs more easily.

Mujer Financiera is a startup dedicated to promoting financial inclusion for women in Latin America by providing essential financial education and resources. The company focuses on closing the gender gap in financial literacy through a comprehensive academy that offers content on budgeting, saving, and investing. Additionally, Mujer Financiera has developed a user-friendly application that helps women track their finances effectively. By fostering a supportive online community, the company empowers women to enhance their financial literacy, make informed life decisions, and achieve their financial goals. Through these initiatives, Mujer Financiera aims to support women in managing their personal finances and encourage their participation in investment opportunities.

Talently is an educational platform based in Lima, Peru, focused on accelerating the careers of Latin American tech talent. The company provides an intensive online program designed for software developers, offering training in English communication skills, technical competencies, and remote work readiness. In addition to educational content, Talently equips participants with career mentoring, job and interview information, skills assessment, and mock interview opportunities. This comprehensive approach aims to enhance job prospects in the global technology industry, enabling graduates to secure better employment opportunities worldwide.

Pefai is a company that specializes in NoCode software designed specifically for designers. Its primary product converts website designs created in Figma into fully functional, ready-to-use websites without requiring any coding. Users simply create their website design in Figma and share it with Pefai to make it accessible to customers. The platform leverages AI to simplify the process, allowing creators to generate personalized web experiences for clients and collaborators effortlessly.

Levo is a marketplace designed to facilitate the buying and contracting of promissory notes, enabling consumers to secure better interest rates for their savings without the need to change banks. The company offers a regulated treasury management platform that provides intelligent cash management services. Through its innovative Crowdsaving mechanism, Levo allows users to participate in collective savings, achieving favorable rates without imposing minimum deposit requirements. This approach empowers consumers to optimize their idle cash through customized investment, cash management, and working capital strategies, enhancing their overall financial management.

DolarApp is a financial technology company that offers a platform for users in Latin America to manage their finances in both pesos and the USD Coin stablecoin. The application allows users to open a digital account where they can easily convert between pesos and USDc, facilitating the sending, receiving, and payment processes. Users can also save in USDc, benefiting from the potential stability of a dollar-denominated asset. Furthermore, DolarApp provides a global Mastercard that enables users to make purchases with cash back rewards. The app features real-time transaction monitoring, empowering users to track their financial activities and activate investment functionalities as needed.

Ancana is a proptech company that offers a platform for fractional ownership of luxury vacation homes, making it easier for individuals to buy, sell, and enjoy these properties without the burdens of full ownership. By partnering with top developers globally, Ancana integrates a fractional ownership model into vacation home developments, allowing customers to own a share of high-end properties in desirable locations such as Mexico. The company simplifies the complexities of purchasing and managing a vacation home, taking care of scheduling and property management through advanced technology. This approach not only provides owners with the opportunity to enjoy luxury amenities but also enables them to benefit from rental income and property appreciation while sharing the costs and responsibilities of ownership.

Palenca is a technology company that specializes in payroll application programming interfaces (APIs) designed to facilitate the sharing of employment and income data. The company's platform enables consumers to easily share their employment information with financial institutions, enhancing the efficiency of background verification processes. By providing access to an individual's personal profile and earnings, Palenca's tools streamline the validation of income and employment, making it simpler for clients to assess potential borrowers. Additionally, the platform supports automated collections directly from borrowers' paychecks, further optimizing the financial transaction process.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

BeGo is a company focused on enhancing the trade dynamics between the United States and Mexico through its innovative marketplace platform. It has developed a fleet management application that assists businesses in tracking the status of their merchandise. This application allows users to find, quote, and book transport fleets while providing real-time updates on the location and status of goods. By offering automatic notifications for key milestones, such as when merchandise is picked up or arrives at its destination, BeGo aims to streamline logistics and improve the efficiency of cross-border trade.

Flat.mx is the one-stop-shop for residential real estate in Mexico that simplifies the home-buying experience. They provide multiple products and services including home brokerage, a marketplace, and credit products.

It is to provide the Mortgage of the Future, a better mortgage loan through an exceptional service that fits your needs. They provide an alternative to the complicated and traditional procedures of the past, modernizing the experience of their users through an agile and avant-garde service with personal advice and fair rates.

Heru is a company focused on enhancing the lives of gig-economy workers through technology-driven services and benefits tailored to their unique needs. Founded in 2019 by Mateo Jaramillo and Stiven Rodriguez Sanchez, and headquartered in Mexico City, the company offers a comprehensive financial technology platform that simplifies accounting processes for independent workers. Heru's services include electronic invoicing, tax management, tailored insurance policies, working capital solutions, and expert financial guidance. By providing tools for efficient tax obligation management and access to essential resources, Heru aims to improve the overall well-being and working conditions of freelancers and independent professionals.

Orchata is a software-as-a-service platform designed to support grocery stores and food suppliers in enhancing their operations. Founded in 2020 and based in Monterrey, Mexico, the company provides a comprehensive solution that enables suppliers to manage online orders, accept payments, and optimize delivery routes. Orchata's platform caters to a wide range of grocery items, including fresh produce, proteins, snacks, and household essentials, ensuring customers can shop conveniently at supermarket prices without substitutes. Additionally, the platform facilitates promotions, referrals, and offers analytics on revenue, orders, and customer behavior, empowering local grocery stores to efficiently deliver products directly to consumers' homes.

YotePresto is a rapidly growing marketplace lending platform based in Mexico that connects individual and institutional investors with near-prime borrowers seeking personal loans. The company operates an online lending platform that provides unsecured personal installment loans. Utilizing a proprietary scoring model, YotePresto assesses and analyzes the risk associated with each borrower to determine appropriate interest rates. This innovative approach enables clients to access funding by connecting them with investors interested in crowdfunding their loans. Through its services, YotePresto facilitates a streamlined lending process that benefits both borrowers and investors in the personal loan market.

Plerk operates an employee benefits management platform focused on booking and managing business trips. The company's all-in-one platform streamlines the organization of business travel by aligning the needs of professional travelers with those of their companies. Plerk's solution enables quick and efficient travel management, providing an end-to-end approach that allows companies, managers, and employees to monitor and control travel expenses effectively. By implementing travel policies within the platform, Plerk incentivizes cost-effective decision-making, ultimately helping businesses save time and money in the travel booking process.

Cubo is a developer of a payment services platform. They offer small and medium businesses, starting with the point-of-sale systems that make payment accessible for merchants.

Mureni is a rapidly growing healthcare startup based in Mexico City that focuses on enhancing dental practices in Latin America, particularly in Mexico and Brazil. The company specializes in the development of dental aligners, utilizing advanced three-dimensional scanning and printing technologies. This innovative approach allows patients to receive effective orthodontic treatment without the discomfort of traditional metal braces or the need for frequent visits to an orthodontist. By leveraging technology, Mureni aims to increase revenue for dental practices while improving operational efficiency, ultimately providing a more accessible and pain-free dental care experience for patients.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

Vinco helps companies empower their workforce via education opportunities.

OnTop is a company that simplifies the process of hiring and managing global teams. It provides an employee recruitment platform designed to streamline onboarding, payroll management, and compliance. The platform features intelligent contracts and a global payment network that allows clients to pay international workers in US dollars effortlessly. Additionally, OnTop automates the filing of necessary documents and government forms associated with the hiring process, enabling companies to efficiently find and integrate suitable candidates without the complexities typically involved in remote employment. By abstracting the challenges of compliance and payment, OnTop enhances the overall experience of remote hiring for its clients.

100 Ladrillos is a pioneering online marketplace for real estate investments, specializing in the trading of property fractions through blockchain technology. The company offers a platform that allows users to invest in small shares of various properties, thereby diversifying their investment portfolios. To ensure security, investments are protected by a bank trust, and the platform manages rental deposits while promoting properties for sale. By leveraging innovative technology, 100 Ladrillos enables users to easily select and acquire real estate assets, making property investment more accessible and streamlined.

Baubap is a financial technology company based in Mexico, founded in 2018 by Luis Villarreal, Roberto Salcedo, and Conrad Wilkinson Schwarz. The company specializes in microlending through its innovative platform, which provides personal loans to users via a mobile application. Baubap’s service is designed to simplify the borrowing process by allowing customers to apply for instant loans without the need for documentation or complicated procedures. This user-friendly approach enables individuals to access financial support conveniently and efficiently, anytime and anywhere.

Fintual is a digital investment platform based in Santiago, Chile, founded in 2018 by Pedro Pineda, Omar Larré, Agustín Feuerhake, and Andres Marinkovic. The company caters primarily to young professionals seeking to make informed investment decisions. Fintual offers low-commission accounts for passive investment and employs artificial intelligence to assess clients' risk profiles. This technology helps generate tailored investment recommendations, empowering users to gain essential financial knowledge and manage their investments online effectively. By simplifying the investment process, Fintual aims to enhance accessibility to financial advisory services for a broader audience.

Apperto Inc. is a technology company based in Venado Tuerto, Argentina, with an additional office in Belgrano. Founded in 2017, it has developed a digital platform that facilitates interaction among users and between users and local businesses. The platform supports online orders, digital wallets, and coupons, allowing residents of small and medium-sized cities to engage with shops and friends conveniently. Apperto's mission focuses on improving the quality of life in low-tier cities and rural areas in Latin America by providing accessible technology that enhances business operations and promotes community connectivity.

Casa Bravo is a tech-enabled Rent-to-Own financing company focused on facilitating homeownership for renters. The company operates an alternative housing finance platform designed to enhance access to homeownership by providing a more affordable, flexible solution. Casa Bravo assesses the financial capability of potential clients and purchases properties on their behalf, allowing them to rent the homes until they accumulate enough funds for a down payment. Once the down payment is made, ownership of the property is transferred to the client, enabling them to acquire and reside in their desired home.

Baubap is a financial technology company based in Mexico, founded in 2018 by Luis Villarreal, Roberto Salcedo, and Conrad Wilkinson Schwarz. The company specializes in microlending through its innovative platform, which provides personal loans to users via a mobile application. Baubap’s service is designed to simplify the borrowing process by allowing customers to apply for instant loans without the need for documentation or complicated procedures. This user-friendly approach enables individuals to access financial support conveniently and efficiently, anytime and anywhere.

Rejuvenation Technologies Inc., established in 2016 and based in Mountain View, California, is a biotechnology company specializing in developing nucleoside-modified TERT mRNA. This technology safely and rapidly extends telomeres, enabling cells to proliferate more effectively. The company focuses on regenerative medicine applications, aiming to target age-related diseases and conditions across various organs such as the liver, lungs, and immune system. Their offerings include cell therapies like tissue engineering, transplants, skin grafts, immunotherapy, and regeneration medicine.

Mudafy is a technology-driven real estate brokerage based in Mexico City, Mexico, founded in 2018. The company focuses on enhancing the property buying and renting experience in Latin America. Mudafy offers a platform that connects homeowners with professional brokers, supported by a team of marketing and photography specialists who help create compelling property portfolios. By streamlining the sales process, Mudafy enables users to effectively buy, sell, or rent properties, making real estate transactions more efficient and accessible.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

Backstartup is a pioneering company in Latin America focused on transforming how small businesses manage their accounting and finances. The company offers a Software-as-a-Service (SwaS) platform that replaces traditional accountants by providing monthly reports, tax filings, and financial statements through an online interface. Backstartup leverages accounting automation bots and bank integrations to eliminate manual tasks and reduce human errors. Additionally, the company assigns each customer a virtual administrative support team to ensure comprehensive service. By moving traditional offline behaviors to a fully online experience, Backstartup helps small businesses streamline their financial management processes, allowing them to concentrate on core activities while maintaining productivity.

Delt.ai is a digital financial service company focused on providing businesses with efficient tools for managing their finances. The company offers a specialized digital banking platform that facilitates a range of financial activities, including payments, invoicing, and corporate card management. By streamlining these processes, Delt.ai enables businesses to conduct transactions and maintain financial records conveniently, without the need to visit a traditional bank. The platform also provides detailed analyses of financial data, allowing businesses to gain insights into their operations. Overall, Delt.ai aims to simplify financial management for companies and enhance their operational efficiency.

Fintual is a digital investment platform based in Santiago, Chile, founded in 2018 by Pedro Pineda, Omar Larré, Agustín Feuerhake, and Andres Marinkovic. The company caters primarily to young professionals seeking to make informed investment decisions. Fintual offers low-commission accounts for passive investment and employs artificial intelligence to assess clients' risk profiles. This technology helps generate tailored investment recommendations, empowering users to gain essential financial knowledge and manage their investments online effectively. By simplifying the investment process, Fintual aims to enhance accessibility to financial advisory services for a broader audience.

Cuanto is a technology company that empowers Latin American creators to monetize their audience directly through social media platforms. Its user-friendly mobile application enables creators to set up an online storefront swiftly by answering just three questions, allowing them to sell products or services instantly. Cuanto facilitates transactions securely, supporting local bank transfers for payouts, thereby fostering e-commerce growth in the region.

Prescrypto is a technology company that provides an electronic medical prescription platform designed for doctors, clinics, and pharmacies. The platform enables users to create, send, and track electronic prescriptions efficiently. It features built-in catalogs of medicines, complete with photos, to streamline the prescription process. Prescrypto's innovative use of blockchain technology enhances the security of medical prescriptions, helping to prevent drug trafficking. This approach allows medical practitioners to analyze medications and ensures a consolidated and secure repository for generating, tracking, and auditing prescriptions.

Play Business is an equity crowdfunding platform based in Mexico City, founded in 2014. The company connects investors with entrepreneurial business projects and startups, offering a range of investment opportunities starting at 5,000 pesos. Play Business diversifies investments across various factors, including return, risk level, investment instrument, company, and industry, allowing users to align their portfolios with personal financial goals. The platform emphasizes ease, security, and a fully digital experience, enabling users to build balanced investment portfolios efficiently.

Bayonet Technologies, Inc., established in 2016 and headquartered in Camden, Delaware, specializes in designing and developing reputation system software. It provides software solutions that visualize user reputation and assess risk, primarily serving banks, payment processors, financial institutions, and lenders. The company's unique approach to machine learning enables it to calibrate decision models with significantly less historical data compared to traditional methods, making it an efficient solution for fraud detection and low acceptance rate challenges, particularly in the e-commerce sector.

Moneypool is a community-based financial platform founded in 2013 by Ignacio Alvarez, Gerardo Acuña, and Sebastian Cueva. The company enables users to create groups for collective money management, allowing them to easily send and receive payments without the need for bank details. Moneypool facilitates transactions through credit and debit cards as well as cash payments, taking a standard commission on credit card transactions. Its platform simplifies the process of dividing expenses, collecting payments, and sending reminders, ensuring that users can manage their financial obligations efficiently and without complications.