BBVA Spark

Spain's largest consumer insolvency lawyers and consumer debt restructuring and consolidation providers.

Aplazo is a fintech company focused on enhancing financial access and opportunity for consumers in Mexico. It offers a platform that allows users to make online purchases and pay for them in installments at participating retailers. To utilize the service, users must apply through Aplazo's website and choose the installment payment option, which provides a fixed payment plan for their purchases. This approach not only benefits consumers by making products more affordable but also helps businesses expand their customer base by tapping into new marketing channels.

Exoticca is an online travel agency that specializes in providing comprehensive travel tour package deals. The company offers a range of holiday packages, which include flights, accommodations, meals, guides, and private transport to various global destinations. Exoticca aims to make travel more accessible by offering both partial and guided tour options, ensuring that unique and exotic destinations are within reach for more travelers. By collaborating with local travel experts, Exoticca negotiates favorable deals on accommodations, activities, and transportation, allowing for the creation of tailored travel experiences. Their focus on quality and competitive pricing caters to modern explorers in search of luxurious adventures, making it easier for them to book their travel plans online.

Equity Link is a tech ecosystem where supply chain stakeholders connect to buy, sell and finance trade. We offer SaaS for SME in LATAM enabling access to supply chain finance. It seeks to simplify access to capital by creating an easy, accesible, and safe experience. The company was founded in 2015 and is based in the largest market: Mexico.

Plurall is developing an AI-driven financial application aimed at the over 8 million entrepreneurs in Colombia who have been excluded from traditional banking services. Recognized as the most entrepreneurial country globally, Colombia has a significant portion of its workforce engaged in self-employment. Plurall aims to enhance financial inclusion by offering micro and commercial lending products, mobile payment solutions, and other essential financial services tailored to the needs of small and mid-sized enterprises (SMEs). By leveraging technology and data science, Plurall provides critical access to working capital, mobile banking, and B2B buy now, pay later (BNPL) options, initially focusing on the Colombian market before expanding throughout Latin America. The company collaborates with reputable investors and partners, including Fasanara and Visa, to fulfill its mission of supporting underserved entrepreneurs.

CASAFARI is a real estate network that provides agents with access to an updated and comprehensive real estate database. The proprietary technology simplifies the process of collecting, cleaning, and evaluating every property on the market, ensuring that agents have access to accurate and up-to-date information.

Go Bravo (previously Resuelve tu Deuda) was founded by Javier Velasquez and Juan Pablo Zorrilla, who found a new alternative to solve the problem of over-indebtedness in Mexico. The idea was born while they were pursuing a master's degree in business at Stanford University (California, USA) and after several months of hard work in September 2009 they began their operations to become the first credit repair company in Mexico. Bravo emerges as a company capable of resolving the unpayable debts of thousands of people in more than 6 countries in Latin America and Europe who were victims of over-indebtedness. In Bravo we understand the great need of people to have a reliable advisor to help them solve their financial problems . At the same time, we are able to repair the past due loans of banks, which has suffered a great deterioration in recent years.

Insurama is an insurtech company focused on delivering innovative and straightforward insurance solutions tailored for the digital native consumer. It operates an online insurance distribution channel that allows customers to easily access and purchase products through its digital sales platforms. By managing its online marketing strategy and developing user-friendly websites, Insurama aims to enhance customer experience and satisfaction. The company emphasizes clarity in its offerings, with a commitment to providing products that are free from complex terms and conditions, thereby meeting the evolving needs of today's consumers.

Bia Energy is a pioneering company at the forefront of the energy industry. Bia, seamlessly merges smart metering infrastructure data with energy retailing, offering a customer-centric, data-driven platform that empowers users to take control of their energy consumption and costs. With Bia rapidly becoming the standard in Colombia's energy sector and beyond, transforming the region's energy service landscape.

Exoticca is an online travel agency that specializes in providing comprehensive travel tour package deals. The company offers a range of holiday packages, which include flights, accommodations, meals, guides, and private transport to various global destinations. Exoticca aims to make travel more accessible by offering both partial and guided tour options, ensuring that unique and exotic destinations are within reach for more travelers. By collaborating with local travel experts, Exoticca negotiates favorable deals on accommodations, activities, and transportation, allowing for the creation of tailored travel experiences. Their focus on quality and competitive pricing caters to modern explorers in search of luxurious adventures, making it easier for them to book their travel plans online.

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Cabify is a ride-sharing company founded in 2011 and headquartered in Madrid, Spain. It connects private users and businesses with transportation options that meet their needs, focusing on enhancing the overall travel experience for both passengers and drivers. The company offers on-demand services that include clean, modern vehicles equipped with amenities such as music, magazines, and water, all driven by specially trained drivers. Cabify emphasizes affordability, safety, and reliability in its rides, aiming to improve mobility in urban areas and contribute positively to the communities it serves. By prioritizing customer satisfaction and accessibility, Cabify seeks to redefine transportation in cities.

Bia Energy is a pioneering company at the forefront of the energy industry. Bia, seamlessly merges smart metering infrastructure data with energy retailing, offering a customer-centric, data-driven platform that empowers users to take control of their energy consumption and costs. With Bia rapidly becoming the standard in Colombia's energy sector and beyond, transforming the region's energy service landscape.

Payflow is a financial platform that offers a unique employee benefit by providing instant access to earned salaries, thereby enhancing employees' financial well-being. Founded in 2020 and backed by Rocket Internet, the company operates from Spain. Payflow's service allows employees to access their earnings without affecting the company's cash flow or complicating payroll processes. This approach not only improves employee productivity and engagement but also helps organizations manage their financial operations more effectively. Through its platform, Payflow aims to support both employees and employers in achieving better financial management.

Habi is a technology-driven real estate company based in Bogotá, Colombia, founded in 2019. The firm focuses on simplifying the home buying and selling process for middle-class customers in Latin America by utilizing a proprietary pricing algorithm and scalable processes. Habi's platform aims to reduce the time and risks associated with traditional real estate transactions, allowing clients to buy and sell their homes more efficiently. By combining advanced analytical tools with human insight, Habi eliminates the need for intermediaries and provides clients with the necessary information to make informed decisions in the real estate market.