SBI Group

HAKKI AFRICA Co., Ltd. is a microfinance company based in Kamakura, Japan, with a focus on providing small business loans to small and medium-sized enterprises in emerging markets, particularly in Kenya. Founded in 2018, the company aims to foster independence among local businesses by offering financial support and creating sustainable systems. HAKKI AFRICA develops credit scoring technology and APIs for credit as a service, catering to the needs of microfinance institutions and gig workers in Africa. Through its services, the company facilitates access to short-term and small-size loans, enabling businesses to secure the funding necessary for their operations and growth.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

iYell Inc. is a Tokyo-based company, incorporated in 2016, that specializes in providing mortgage solutions for real estate companies. It has developed a comprehensive mortgage platform that focuses on facilitating mortgage analysis and streamlining the mortgage process. This platform consists of three main components: media for marketing purposes, technology to enhance procedural efficiency, and valuable information regarding the mortgage market and available closing rates. By collaborating with financial institutions, iYell enables both businesses and individuals to make informed decisions regarding their mortgage options, ultimately aiming to simplify the mortgage experience.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Investree is a B2B marketplace lending platform based in Indonesia, licensed by the Financial Services Authority (OJK) for both conventional and Shariah-compliant financing. Established in October 2015, the company has expanded its regional presence to Thailand and plans to enter the Philippines. Investree's mission is to leverage technology and data to provide small and medium enterprises (SMEs) with access to working capital from retail and institutional lenders. The platform employs a B2B acquisition model to attract SME borrowers through strategic partnerships with e-procurement platforms and payment gateway providers, enhancing verification processes and reducing acquisition costs. Led by a team of seasoned professionals, Investree has successfully facilitated over USD 230 million in funding since its inception, serving more than 1,000 SMEs while maintaining a strong asset quality.

My Zoi Financial Inclusion Technologies is a financial company that offers financial inclusion for banked and unbanked firms.

Provider of lending services intended to serve the real estate industry. The company specializes in corporate real estate loans and investment loans for individuals, thereby providing financial assistance for the purchase of properties.

banco offers fintech, digital banking, supply chain finance, and corporate financing services.

RABC Group, headquartered in Singapore with branches in China and Japan, operates as a fintech company that has developed a digital banking platform called "banco platform." This neobank is designed to provide small and medium-sized enterprises (SMEs) and larger businesses with improved access to financing services. By offering innovative financial products such as supply chain finance and green financing, RABC Group enhances the user experience and facilitates better connections between businesses and capital sources. The platform leverages alternative data from various enterprise systems, including customs and logistics providers, while employing artificial intelligence and blockchain technologies to improve transparency, traceability, and risk management, ultimately safeguarding against fraud.

SOLV operates a B2B e-commerce marketplace tailored for micro, small, and medium enterprises (MSMEs) in India. The platform facilitates commerce in a secure environment, allowing users to discover and connect with verified buyers and sellers while accessing financial services, including working capital and term loans. SOLV aims to digitize India's physical B2B supply chains through its advanced platform, which utilizes artificial intelligence and machine learning technologies. It also features a proprietary trust score, the SOLV Score, which helps MSMEs establish online credibility and supports credit decisions. The marketplace offers a wide range of products, including groceries, apparel, consumer electronics, and more, effectively connecting factories directly with retailers and addressing challenges related to selection, pricing, distribution, and credit. Founded in 2019 and based in Bangalore, Karnataka, SOLV is committed to enhancing the MSME ecosystem by providing a seamless digital experience.

RABC Group, headquartered in Singapore with branches in China and Japan, operates as a fintech company that has developed a digital banking platform called "banco platform." This neobank is designed to provide small and medium-sized enterprises (SMEs) and larger businesses with improved access to financing services. By offering innovative financial products such as supply chain finance and green financing, RABC Group enhances the user experience and facilitates better connections between businesses and capital sources. The platform leverages alternative data from various enterprise systems, including customs and logistics providers, while employing artificial intelligence and blockchain technologies to improve transparency, traceability, and risk management, ultimately safeguarding against fraud.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Habito is a UK-based digital mortgage broker offering a streamlined homebuying service, Habito Plus, which combines mortgage applications, conveyancing, and surveys. It also provides a proprietary broker portal, granting external brokers access to its buy-to-let mortgage products and Instant Decision technology. The company aims to launch innovative residential mortgage products for various homeowner types, using a digital platform that employs chatbot interfaces and machine learning to facilitate efficient mortgage selection and application.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Gojo & Company Inc. is a holding company based in Tokyo, Japan, that focuses on enhancing financial inclusion for underserved communities globally. Founded in 2014, the company operates through its subsidiaries, including Microfinance Delta International and Sejaya Micro Credit, to provide microfinance services. Gojo partners with financial service providers across 13 countries in Southeast Asia, South Asia, Central Asia, the Caucasus, and Africa. The company's mission is to ensure that individuals can transcend their circumstances and shape their futures by gaining access to quality and affordable financial services. Through its investments in microfinance institutions, Gojo aims to empower clients in developing regions to improve their lives and achieve financial stability.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Lufax is a technology-driven personal financial services platform based in China and affiliated with Ping An Insurance. The company specializes in various financial services, including wealth management and retail credit facilitation. Lufax offers a range of services related to financial asset transactions, including investment services for institutions and individual investors, as well as transaction financing consulting. Its comprehensive platform supports financial asset allocation and transaction organization, enabling clients to manage their financial needs effectively. Through its innovative approach, Lufax aims to enhance financial accessibility and efficiency for its users.

SimpleFinance provides a unique product line; tenders, factoring, collateral and unsecured loans, commercial mortgages and P2P, for affordable financing of small and medium-sized businesses in Russia.

Investree is a B2B marketplace lending platform based in Indonesia, licensed by the Financial Services Authority (OJK) for both conventional and Shariah-compliant financing. Established in October 2015, the company has expanded its regional presence to Thailand and plans to enter the Philippines. Investree's mission is to leverage technology and data to provide small and medium enterprises (SMEs) with access to working capital from retail and institutional lenders. The platform employs a B2B acquisition model to attract SME borrowers through strategic partnerships with e-procurement platforms and payment gateway providers, enhancing verification processes and reducing acquisition costs. Led by a team of seasoned professionals, Investree has successfully facilitated over USD 230 million in funding since its inception, serving more than 1,000 SMEs while maintaining a strong asset quality.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Gowid is a fintech company that specializes in offering a range of financial services tailored for start-ups. Its primary offerings include corporate credit cards, instalments, and loans, alongside various B2B financial services aimed at supporting the unique needs of emerging businesses. By focusing on these solutions, Gowid aims to facilitate financial management and enhance the operational efficiency of start-ups in today's competitive landscape.

Hyphen Group operates CompareAsiaGroup, a prominent personal finance management platform in Asia. Established in 2013 and headquartered in Hong Kong, CompareAsiaGroup provides users with free and independent online tools to compare a wide range of financial products, including banking, insurance, credit cards, and personal loans. The platform partners with leading financial institutions across the region, enabling users to evaluate over 2,500 products. With a workforce of over 250 employees, CompareAsiaGroup has a significant presence in multiple countries, including Hong Kong, Malaysia, the Philippines, Singapore, Taiwan, and Thailand. The Group's mission is to empower individuals to save money and make informed financial decisions through its comprehensive comparison services.

Taralite is a financial technology startup based in Jakarta, Indonesia, founded in 2015. The company specializes in providing loans to individuals who lack access to traditional banking services, addressing the needs of the unbanked population. In a country where only 60 million out of 250 million people have bank accounts, and even fewer are eligible for loans from financial institutions, Taralite aims to bridge this gap. By offering financial solutions tailored to the various life stages of Indonesians, Taralite seeks to empower individuals to achieve their potential and improve their quality of life. As of February 2019, Taralite operates as a subsidiary of PT. Visionet Internasional.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Wirex Limited is a digital payment platform based in London, UK, founded in 2014. It offers a range of services that enable users to buy, store, exchange, and spend both traditional and cryptocurrencies. The company is known for developing the world’s first crypto-enabled payment card, which allows seamless transactions in local currencies without incurring exchange fees. Wirex provides a centralized mobile app that supports over 150 cryptocurrencies and traditional currencies, enabling transactions at more than 80 million locations globally. The platform also features a unique rewards program called Cryptoback, which gives users up to 8% of their purchases back in Bitcoin. With a user base exceeding 5 million across 130 countries, Wirex continues to innovate by enhancing its product offerings and expanding into new markets, while adhering to regional regulations. The company has also ventured into decentralized finance (DeFi) with features like X-Accounts and a non-custodial wallet, reinforcing its commitment to promoting the accessibility and use of digital assets in everyday financial transactions.

Global Mobility Service is a fintech company that specializes in providing lending services aimed at enabling low-income individuals to finance vehicle purchases. The company utilizes innovative technology, including GPS-equipped IoT devices, to facilitate auto loan collection and ensure effective management of loans. By focusing on underserved populations, Global Mobility Service aims to improve access to mobility solutions, empowering individuals to secure vehicles through tailored loan options. This approach not only addresses the financial barriers faced by low-income borrowers but also enhances their mobility and opportunities for economic advancement.