SBI Group

HAKKI AFRICA Co., Ltd. is a microfinance company based in Kamakura, Japan, with a focus on providing small business loans to small and medium-sized enterprises in emerging markets, particularly in Kenya. Founded in 2018, the company aims to foster independence among local businesses by offering financial support and creating sustainable systems. HAKKI AFRICA develops credit scoring technology and APIs for credit as a service, catering to the needs of microfinance institutions and gig workers in Africa. Through its services, the company facilitates access to short-term and small-size loans, enabling businesses to secure the funding necessary for their operations and growth.

Solarisbank operates as a Banking-as-a-Service platform, holding a full German banking license and specializing in embedded finance. The company enables businesses to seamlessly integrate a range of financial services, including digital bank accounts, payment cards, consumer and SME lending, and identification services, through a suite of APIs. By leveraging blockchain technology, Solarisbank allows companies to customize their banking solutions, facilitating cashless payments and enhancing customer engagement. With a significant investment backing from notable shareholders, Solarisbank is committed to increasing accessibility and efficiency in the financial sector, driving innovation to empower businesses with comprehensive digital financial solutions.

Solarisbank operates as a Banking-as-a-Service platform, holding a full German banking license and specializing in embedded finance. The company enables businesses to seamlessly integrate a range of financial services, including digital bank accounts, payment cards, consumer and SME lending, and identification services, through a suite of APIs. By leveraging blockchain technology, Solarisbank allows companies to customize their banking solutions, facilitating cashless payments and enhancing customer engagement. With a significant investment backing from notable shareholders, Solarisbank is committed to increasing accessibility and efficiency in the financial sector, driving innovation to empower businesses with comprehensive digital financial solutions.

Solarisbank operates as a Banking-as-a-Service platform, holding a full German banking license and specializing in embedded finance. The company enables businesses to seamlessly integrate a range of financial services, including digital bank accounts, payment cards, consumer and SME lending, and identification services, through a suite of APIs. By leveraging blockchain technology, Solarisbank allows companies to customize their banking solutions, facilitating cashless payments and enhancing customer engagement. With a significant investment backing from notable shareholders, Solarisbank is committed to increasing accessibility and efficiency in the financial sector, driving innovation to empower businesses with comprehensive digital financial solutions.

Investree is a licensed B2B marketplace lending platform based in Indonesia, catering specifically to small and medium-sized enterprises (SMEs). Established in October 2015, the company has expanded its operations to Thailand and plans to enter the Philippines. Investree's mission is to leverage technology and data to connect SMEs with retail and institutional lenders, providing them with essential working capital solutions. The platform employs a B2B acquisition model, forming strategic partnerships with e-procurement platforms and payment gateway providers to enhance borrower verification and reduce acquisition costs. With a team of 175 professionals, Investree has facilitated over USD 230 million in funding for more than 1,000 SMEs, maintaining high asset quality. By streamlining the lending process, Investree aims to improve financial access for SMEs while ensuring a better deal for both borrowers and investors.

My Zoi Financial Inclusion Technologies is a financial company that offers financial inclusion for banked and unbanked firms.

Provider of lending services intended to serve the real estate industry. The company specializes in corporate real estate loans and investment loans for individuals, thereby providing financial assistance for the purchase of properties.

banco offers fintech, digital banking, supply chain finance, and corporate financing services.

RABC Group, headquartered in Singapore with branches in China and Japan, operates as a fintech company that has developed a digital banking platform called "banco platform." This neobank is designed to provide small and medium-sized enterprises (SMEs) and larger businesses with improved access to financing services. By offering innovative financial products such as supply chain finance and green financing, RABC Group enhances the user experience and facilitates better connections between businesses and capital sources. The platform leverages alternative data from various enterprise systems, including customs and logistics providers, while employing artificial intelligence and blockchain technologies to improve transparency, traceability, and risk management, ultimately safeguarding against fraud.

SOLV operates a B2B e-commerce marketplace tailored for micro, small, and medium enterprises (MSMEs) in India. The platform facilitates commerce in a secure environment, allowing users to discover and connect with verified buyers and sellers while accessing financial services, including working capital and term loans. SOLV aims to digitize India's physical B2B supply chains through its advanced platform, which utilizes artificial intelligence and machine learning technologies. It also features a proprietary trust score, the SOLV Score, which helps MSMEs establish online credibility and supports credit decisions. The marketplace offers a wide range of products, including groceries, apparel, consumer electronics, and more, effectively connecting factories directly with retailers and addressing challenges related to selection, pricing, distribution, and credit. Founded in 2019 and based in Bangalore, Karnataka, SOLV is committed to enhancing the MSME ecosystem by providing a seamless digital experience.

RABC Group, headquartered in Singapore with branches in China and Japan, operates as a fintech company that has developed a digital banking platform called "banco platform." This neobank is designed to provide small and medium-sized enterprises (SMEs) and larger businesses with improved access to financing services. By offering innovative financial products such as supply chain finance and green financing, RABC Group enhances the user experience and facilitates better connections between businesses and capital sources. The platform leverages alternative data from various enterprise systems, including customs and logistics providers, while employing artificial intelligence and blockchain technologies to improve transparency, traceability, and risk management, ultimately safeguarding against fraud.

Tide is a business banking platform focused exclusively on small and medium-sized enterprises (SMEs). Its mission is to streamline banking and administrative tasks for business owners, enabling them to save time and money. The platform allows users to open accounts quickly and provides a range of tools designed to automate essential activities, such as invoicing and expense management. Additionally, Tide offers integrations with accounting software, auto-categorization of transactions, payroll services, and credit options. By focusing solely on the needs of SMEs, Tide aims to deliver tailored solutions that enhance operational efficiency and support the growth of small businesses. As a result, Tide is emerging as a leader in the UK’s SME challenger banking sector.

Solarisbank operates as a Banking-as-a-Service platform, holding a full German banking license and specializing in embedded finance. The company enables businesses to seamlessly integrate a range of financial services, including digital bank accounts, payment cards, consumer and SME lending, and identification services, through a suite of APIs. By leveraging blockchain technology, Solarisbank allows companies to customize their banking solutions, facilitating cashless payments and enhancing customer engagement. With a significant investment backing from notable shareholders, Solarisbank is committed to increasing accessibility and efficiency in the financial sector, driving innovation to empower businesses with comprehensive digital financial solutions.

Gojo & Company Inc. is a holding company based in Tokyo, Japan, that focuses on enhancing financial inclusion for underserved communities. Founded in 2014, the company operates through subsidiaries, including Microfinance Delta International and Sejaya Micro Credit, providing microfinance services. Gojo partners with financial service providers across 13 countries in Southeast Asia, South Asia, Central Asia, the Caucasus, and Africa. The company aims to empower individuals to improve their circumstances and achieve financial independence by ensuring access to quality and affordable financial services in developing regions.

Tide is a business banking platform focused exclusively on small and medium-sized enterprises (SMEs). Its mission is to streamline banking and administrative tasks for business owners, enabling them to save time and money. The platform allows users to open accounts quickly and provides a range of tools designed to automate essential activities, such as invoicing and expense management. Additionally, Tide offers integrations with accounting software, auto-categorization of transactions, payroll services, and credit options. By focusing solely on the needs of SMEs, Tide aims to deliver tailored solutions that enhance operational efficiency and support the growth of small businesses. As a result, Tide is emerging as a leader in the UK’s SME challenger banking sector.

Lufax is a technology-driven personal financial services platform based in China and associated with Ping An Insurance. The company specializes in providing a range of financial services, including wealth management and retail credit facilitation. It offers investment services tailored for institutions and individual investors, focusing on financial asset transactions and transaction financing consulting. Additionally, Lufax provides services related to financial asset allocation and manages a platform for facilitating these transactions, thereby enhancing the efficiency of financial operations for its clients.

Investree is a licensed B2B marketplace lending platform based in Indonesia, catering specifically to small and medium-sized enterprises (SMEs). Established in October 2015, the company has expanded its operations to Thailand and plans to enter the Philippines. Investree's mission is to leverage technology and data to connect SMEs with retail and institutional lenders, providing them with essential working capital solutions. The platform employs a B2B acquisition model, forming strategic partnerships with e-procurement platforms and payment gateway providers to enhance borrower verification and reduce acquisition costs. With a team of 175 professionals, Investree has facilitated over USD 230 million in funding for more than 1,000 SMEs, maintaining high asset quality. By streamlining the lending process, Investree aims to improve financial access for SMEs while ensuring a better deal for both borrowers and investors.

Solarisbank operates as a Banking-as-a-Service platform, holding a full German banking license and specializing in embedded finance. The company enables businesses to seamlessly integrate a range of financial services, including digital bank accounts, payment cards, consumer and SME lending, and identification services, through a suite of APIs. By leveraging blockchain technology, Solarisbank allows companies to customize their banking solutions, facilitating cashless payments and enhancing customer engagement. With a significant investment backing from notable shareholders, Solarisbank is committed to increasing accessibility and efficiency in the financial sector, driving innovation to empower businesses with comprehensive digital financial solutions.

Taralite is a financial technology startup based in Jakarta, Indonesia, founded in 2015. The company specializes in providing loans to individuals who lack access to traditional banking services, addressing the needs of the unbanked population. In a country where only 60 million out of 250 million people have bank accounts, and even fewer are eligible for loans from financial institutions, Taralite aims to bridge this gap. By offering financial solutions tailored to the various life stages of Indonesians, Taralite seeks to empower individuals to achieve their potential and improve their quality of life. As of February 2019, Taralite operates as a subsidiary of PT. Visionet Internasional.

Solarisbank operates as a Banking-as-a-Service platform, holding a full German banking license and specializing in embedded finance. The company enables businesses to seamlessly integrate a range of financial services, including digital bank accounts, payment cards, consumer and SME lending, and identification services, through a suite of APIs. By leveraging blockchain technology, Solarisbank allows companies to customize their banking solutions, facilitating cashless payments and enhancing customer engagement. With a significant investment backing from notable shareholders, Solarisbank is committed to increasing accessibility and efficiency in the financial sector, driving innovation to empower businesses with comprehensive digital financial solutions.

Wirex Limited is a digital payment platform based in London, UK, founded in 2014. It offers a range of services that enable users to buy, store, exchange, and spend both traditional and cryptocurrencies. The company is known for developing the world’s first crypto-enabled payment card, which allows seamless transactions in local currencies without incurring exchange fees. Wirex provides a centralized mobile app that supports over 150 cryptocurrencies and traditional currencies, enabling transactions at more than 80 million locations globally. The platform also features a unique rewards program called Cryptoback, which gives users up to 8% of their purchases back in Bitcoin. With a user base exceeding 5 million across 130 countries, Wirex continues to innovate by enhancing its product offerings and expanding into new markets, while adhering to regional regulations. The company has also ventured into decentralized finance (DeFi) with features like X-Accounts and a non-custodial wallet, reinforcing its commitment to promoting the accessibility and use of digital assets in everyday financial transactions.

Global Mobility Service is a fintech company focused on providing lending services to underserved individuals globally, particularly low-income individuals seeking to purchase vehicles. The company specializes in mobility loans and leases, utilizing innovative technology to facilitate these financial services. By offering loans alongside IoT-based auto loan collection services, Global Mobility Service employs self-developed GPS-equipped devices installed in vehicles, which help streamline the loan repayment process. This approach enables low-income borrowers to access vehicle financing, empowering them to improve their mobility and quality of life.