Addem Capital

Aviva is developing an AI-driven digital bank focused on serving underbanked communities in Latin America. Initially targeting Mexico's unsecured credit market, Aviva offers inclusive financial services through innovative physical onboarding kiosks and novel AI-based risk models.

We are a startup transforming access to medical services and specialized treatments by offering tailored financing solutions across Latin America. In an era where healthcare costs are a significant barrier for many, Mend is here to bridge the gap. Our mission is to empower patients and doctors with accessible payment options, enabling more inclusive and efficient healthcare.

Credmei, established in 2013 and headquartered in Uberlândia, Brazil, specializes in providing credit solutions to small and medium-sized businesses. It employs machine learning to facilitate the prepayment of receivables, offering a streamlined, automated loan underwriting process and a range of products through its fintech platform.

Mattilda is a Mexican company focused on addressing financial challenges faced by schools in Mexico and Latin America. It offers a finance management platform that streamlines financial processes for parents and private educational institutions. The platform enables schools to advance tuition fees, ensuring a predictable cash flow and minimizing delays in payment. Additionally, it provides various flexible payment options for parents, allowing them to manage their finances more effectively. By offering automated collection management products and medium to long-term credit solutions, Mattilda supports schools in prioritizing their educational mission while enhancing their financial stability.

Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.