BlueOrchard Finance

TBC Bank Uzbekistan is a subsidiary of TBC Bank Group, specializing in digital banking services aimed at retail customers and small to medium enterprises. The bank focuses on providing a comprehensive suite of financial products, including money transfers, loans, deposits, and bill payments, all accessible through digital channels. By leveraging its parent company's expertise in digital transformation, TBC Bank Uzbekistan seeks to meet the increasing demand for modern financial services in the country, enhancing the customer experience with innovative online solutions.

Namdev Finvest operates a non-banking finance platform that focuses on providing loans primarily to rural and semi-urban agriculture, as well as to the priority sector. The company offers a variety of financial products, including commercial vehicle loans, car loans, business loans, two-wheeler loans, and gold loans. By targeting unserved and unreached farmers and entrepreneurs, Namdev Finvest aims to enhance their financial access and improve their livelihoods.

TBC Bank Uzbekistan is a subsidiary of TBC Bank Group, specializing in digital banking services aimed at retail customers and small to medium enterprises. The bank focuses on providing a comprehensive suite of financial products, including money transfers, loans, deposits, and bill payments, all accessible through digital channels. By leveraging its parent company's expertise in digital transformation, TBC Bank Uzbekistan seeks to meet the increasing demand for modern financial services in the country, enhancing the customer experience with innovative online solutions.

Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

Lendingkart is a financial technology company based in India that focuses on providing working capital loans and financing solutions for small and medium-sized enterprises (SMEs). By utilizing technology and data analytics, Lendingkart assesses the creditworthiness of businesses swiftly, enabling a fast and convenient loan approval process. The company aims to meet the financing needs of SMEs that often struggle to secure traditional bank loans due to insufficient collateral or credit history. Through its online platform, Lendingkart offers a user-friendly experience for businesses seeking funding, allowing them to apply for loans online and receive funds promptly, thereby supporting their growth and operational needs.

Kinara Capital is a financing company based in Bengaluru, India, that specializes in providing flexible collateral-free loans to small business entrepreneurs. Founded in 2011 by Hardika Shah, the company primarily targets growing businesses that need funding for working capital, capital assets, and startup expenses. Its lending portfolio encompasses various industries, including agri-products, handicrafts, water, food, and energy. Kinara Capital aims to bridge the gap between microfinance and commercial capital by offering loans ranging from Rs 1 lakh to 15 lakh to micro and small enterprises. The company is recognized for its personalized customer service and rapid loan processing, leveraging data-driven insights to enhance its offerings. Kinara Capital has received accolades such as being named 'Bank of the Year-Asia' by the IFC/World Bank in 2019 and being listed among the Top 100 High-Growth Companies in the Asia-Pacific by the Financial Times.

Aviom India Housing Finance Pvt Ltd. is a housing finance company based in New Delhi, India, founded in 2016. The company specializes in providing home loans to individuals, particularly targeting families in semi-urban areas. It offers financial assistance for various housing needs, including home purchases, improvements, extensions, and construction. Aviom is notable for its ability to provide home loans without requiring income documentation, making it accessible to families from semi-formal and informal sectors. Additionally, the company provides short-term business loans, loans against property, and legal and technical counseling, enabling low-income individuals and families to obtain the necessary capital for building or renovating their homes. Aviom operates additional offices in several cities, including Ajmer, Bhilwara, and Jodhpur, expanding its reach to a broader clientele.

FinAGG is a fintech company that specializes in providing flexible financing solutions, such as stock now pay later and invoice financing. By leveraging AI-enabled analytics, the company offers insights into sales and operations, which helps determine funding eligibility and amounts. FinAGG's platform allows suppliers, distributors, and retailers to apply for loans without the need for collateral by submitting essential business information and documents. This innovative approach facilitates easier access to financing, enabling businesses to manage their cash flow effectively.

Aye Finance is a financial services company that focuses on providing business loans to micro and small enterprises. The company aims to enhance financial inclusion by offering customer-centric financial solutions through the use of technology and efficient processes. Its range of services includes various loan and debt financing options designed to support the growth of small businesses. These financial offerings enable micro and small enterprises to acquire essential fixed and working assets, undertake renovations or construction of business facilities, and consolidate existing debts. Through its commitment to serving the needs of micro-enterprises, Aye Finance plays a pivotal role in fostering the development of this vital sector.

Satin Creditcare Network Limited is a non-banking finance company based in Gurugram, India, specializing in microfinance services. Founded in 1990, the company primarily offers collateral-free microcredit facilities to economically active women, particularly in rural and semi-urban areas where access to mainstream financial services is limited. Its services include loans for individual businesses, micro, small, and medium enterprises (MSMEs), as well as financing for solar lamps, bicycles, consumer durables, and the development of water connections and sanitation facilities. Additionally, Satin Creditcare Network has a housing finance subsidiary that caters to the affordable housing segment. The company operates on a Joint Liability Group model, facilitating community-based lending, and serves clients across 23 states and union territories in India. Through its subsidiary, Taraashna Services Limited, it also provides business correspondent services to other financial institutions, further extending its reach within the underserved market segments.

Lendingkart is a financial technology company based in India that focuses on providing working capital loans and financing solutions for small and medium-sized enterprises (SMEs). By utilizing technology and data analytics, Lendingkart assesses the creditworthiness of businesses swiftly, enabling a fast and convenient loan approval process. The company aims to meet the financing needs of SMEs that often struggle to secure traditional bank loans due to insufficient collateral or credit history. Through its online platform, Lendingkart offers a user-friendly experience for businesses seeking funding, allowing them to apply for loans online and receive funds promptly, thereby supporting their growth and operational needs.

Aye Finance is a financial services company that focuses on providing business loans to micro and small enterprises. The company aims to enhance financial inclusion by offering customer-centric financial solutions through the use of technology and efficient processes. Its range of services includes various loan and debt financing options designed to support the growth of small businesses. These financial offerings enable micro and small enterprises to acquire essential fixed and working assets, undertake renovations or construction of business facilities, and consolidate existing debts. Through its commitment to serving the needs of micro-enterprises, Aye Finance plays a pivotal role in fostering the development of this vital sector.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Jagaran Microfin Private Limited specializes in providing microfinance solutions to small business ventures primarily in backward and rural areas of India. Founded in 1993 and based in Kolkata, the company offers business financing loans to entrepreneurs engaged in various sectors, including agriculture, animal husbandry, small transport services, and cottage industries. Additionally, it provides loans to long-term borrowers for home renovations and repairs. By focusing on these underserved communities, Jagaran Microfin aims to address economic inequality and empower individuals to improve their livelihoods and those of their families. As a subsidiary of GTFS Multi Services Limited, the company operates with a mission to enhance access to financial services, thereby contributing to the overall upliftment of economically challenged sections of society.

Aye Finance is a financial services company that focuses on providing business loans to micro and small enterprises. The company aims to enhance financial inclusion by offering customer-centric financial solutions through the use of technology and efficient processes. Its range of services includes various loan and debt financing options designed to support the growth of small businesses. These financial offerings enable micro and small enterprises to acquire essential fixed and working assets, undertake renovations or construction of business facilities, and consolidate existing debts. Through its commitment to serving the needs of micro-enterprises, Aye Finance plays a pivotal role in fostering the development of this vital sector.

Aye Finance is a financial services company that focuses on providing business loans to micro and small enterprises. The company aims to enhance financial inclusion by offering customer-centric financial solutions through the use of technology and efficient processes. Its range of services includes various loan and debt financing options designed to support the growth of small businesses. These financial offerings enable micro and small enterprises to acquire essential fixed and working assets, undertake renovations or construction of business facilities, and consolidate existing debts. Through its commitment to serving the needs of micro-enterprises, Aye Finance plays a pivotal role in fostering the development of this vital sector.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Aye Finance is a financial services company that focuses on providing business loans to micro and small enterprises. The company aims to enhance financial inclusion by offering customer-centric financial solutions through the use of technology and efficient processes. Its range of services includes various loan and debt financing options designed to support the growth of small businesses. These financial offerings enable micro and small enterprises to acquire essential fixed and working assets, undertake renovations or construction of business facilities, and consolidate existing debts. Through its commitment to serving the needs of micro-enterprises, Aye Finance plays a pivotal role in fostering the development of this vital sector.

Operating in the urban slums of Mumbai, Svasti is a startup NBFC-MFI innovatively using technology and focusing on product design. Its microfinance program was started in October 2008. The Indian microfinance market is still largely under-penetrated, and the market is very fragmented with over 1500+ MFIs, but only a handful have an NBFC form allowing to receive equity investments like Svatsi.