BlueOrchard Finance

Varthana is a financial services company that partners with committed education entrepreneurs to enhance access to quality education for underprivileged communities. It offers tailored loans for infrastructure development, teacher training programs, and other educational initiatives in low-cost private schools.

Namdev Finvest operates a digital non-banking finance platform focused on providing loans to rural and semi-urban agriculture sectors, as well as the priority sector. The platform offers a range of loan products including commercial vehicle loans, car loans, business loans, two-wheeler loans, and gold loans, aiming to serve unbanked farmers and entrepreneurs.

Fido develops technology that facilitates swift and secure access to digital financial services. Its platform employs machine learning risk models to make instant credit decisions for customers lacking a financial track record, thereby reducing operational costs.

Access Bank, established in 1988 and headquartered in Lagos, Nigeria, is a commercial bank that offers a wide range of banking products and services to individual and business customers. The bank operates in Ghana and provides various accounts, including standard savings and current accounts, as well as specialized options such as access advantage and premier accounts. Access Bank also offers online banking services, facilitating ATM transactions, online access, point-of-sale terminal services, bill payments, and Western Union money transfers. In addition to personal banking, the bank provides corporate and investment banking, commercial and business banking services, along with mortgage loans and sustainable international banking solutions.

Lendingkart is an Indian fintech company that offers working‑capital loans to small and medium enterprises. Using data analytics and a digital platform, it evaluates creditworthiness quickly, allowing businesses to apply online and receive funding promptly. The service targets firms that struggle to obtain traditional bank credit because of limited collateral or credit history, providing an alternative source of short‑term finance to support growth and operations.

Founded in 2011, Kinara Capital is a financing company based in Bengaluru, India. It specializes in providing collateral-free loans to small businesses, focusing on working capital, capital assets, and startup needs within industries such as agri-products, handicraft production, water, food, and energy.

Varthana is a financial services company that partners with committed education entrepreneurs to enhance access to quality education for underprivileged communities. It offers tailored loans for infrastructure development, teacher training programs, and other educational initiatives in low-cost private schools.

Mufin Green Finance is an Indian non-banking finance company that focuses on providing financial services primarily in the electric vehicle (EV) sector. The company specializes in offering various loan products, including used-car loans, personal loans, unsecured working capital loans, property loans, two-wheeler loans, and educational loans. Mufin Green Finance derives its revenue mainly from interest income generated through these financing activities. By concentrating on the burgeoning EV market, the company aims to support the transition to sustainable transportation while catering to diverse customer financing needs.

FinAGG is a fintech company that provides AI-powered supply chain financing, including invoice financing and stock-now-pay-later options, along with a collateral-free credit line and a digital credit card. The platform uses AI analytics to derive insights on sales and operations, determine funding needs, and deliver loans without collateral. Clients can apply by submitting essential business information and documents. The offering targets small and medium-sized enterprises such as suppliers, distributors, and retailers, enabling them to access working capital to grow their businesses.

MyCredit Limited is a non-banking financial institution based in Nairobi, Kenya, specializing in a range of financial services. The company provides various loan products, including business loans and salary loans, as well as guarantees such as bid bonds and performance bonds. In addition to these services, MyCredit offers leasing options and a comprehensive suite of insurance products that encompass motor insurance, personal accident coverage, burglary insurance, and agricultural insurance, among others. By catering to diverse financial needs, MyCredit aims to support individuals and businesses in achieving their financial goals.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Satin Creditcare Network Limited is a non-banking finance company based in Gurugram, India, specializing in microfinance services. Founded in 1990, the company primarily offers collateral-free microcredit facilities to economically active women, particularly in rural and semi-urban areas where access to mainstream financial services is limited. Its services include loans for individual businesses, micro, small, and medium enterprises (MSMEs), as well as financing for solar lamps, bicycles, consumer durables, and the development of water connections and sanitation facilities. Additionally, Satin Creditcare Network has a housing finance subsidiary that caters to the affordable housing segment. The company operates on a Joint Liability Group model, facilitating community-based lending, and serves clients across 23 states and union territories in India. Through its subsidiary, Taraashna Services Limited, it also provides business correspondent services to other financial institutions, further extending its reach within the underserved market segments.

SeA Bank is a banking institution that provides various services. The bank gives small businesses, large enterprises, and individuals access to a variety of banking products and services, including daily banking services, cards, including debit and credit cards, savings services, home loans, auto loans, and international transaction services. While preserving the expansion of large organizations, it places an emphasis on professional households and small and medium-sized businesses. SeA Bank was established in 1994 in Hanoi, Vietnam.

Lendingkart is an Indian fintech company that offers working‑capital loans to small and medium enterprises. Using data analytics and a digital platform, it evaluates creditworthiness quickly, allowing businesses to apply online and receive funding promptly. The service targets firms that struggle to obtain traditional bank credit because of limited collateral or credit history, providing an alternative source of short‑term finance to support growth and operations.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Jagaran Microfin Private Limited is a microfinance institution based in Kolkata, India, founded in 1993. The company focuses on providing financial solutions to small business entrepreneurs in rural and backward areas, primarily catering to individuals involved in agriculture, animal husbandry, small-scale transport, solar products, artisan crafts, and cottage industries. By offering business financing loans and working capital, Jagaran aims to empower economically challenged segments of society and enhance their livelihoods. Additionally, the organization also provides loans for home renovations to its long-term borrowers. As a subsidiary of GTFS Multi Services Limited, Jagaran Microfin strives to address economic disparity and promote better living conditions for families by facilitating access to essential financial resources.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Access Bank, established in 1988 and headquartered in Lagos, Nigeria, is a commercial bank that offers a wide range of banking products and services to individual and business customers. The bank operates in Ghana and provides various accounts, including standard savings and current accounts, as well as specialized options such as access advantage and premier accounts. Access Bank also offers online banking services, facilitating ATM transactions, online access, point-of-sale terminal services, bill payments, and Western Union money transfers. In addition to personal banking, the bank provides corporate and investment banking, commercial and business banking services, along with mortgage loans and sustainable international banking solutions.

Jagaran Microfin Private Limited is a microfinance institution based in Kolkata, India, founded in 1993. The company focuses on providing financial solutions to small business entrepreneurs in rural and backward areas, primarily catering to individuals involved in agriculture, animal husbandry, small-scale transport, solar products, artisan crafts, and cottage industries. By offering business financing loans and working capital, Jagaran aims to empower economically challenged segments of society and enhance their livelihoods. Additionally, the organization also provides loans for home renovations to its long-term borrowers. As a subsidiary of GTFS Multi Services Limited, Jagaran Microfin strives to address economic disparity and promote better living conditions for families by facilitating access to essential financial resources.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Founded in 1995, Svasti Microfinance specializes in providing customized loan products, payment services, and insurance to underserved communities. Its offerings include joint liability group loans, loans against property, utility bill payments, mobile top-ups, and DTH bill payments. Operating primarily in urban slums of Mumbai, India, Svasti innovatively uses technology for efficient operations and focuses on empowering women entrepreneurs and micro-business owners.