BlueOrchard Finance

Varthana is a financial services company dedicated to enhancing private education in India, focusing on low-cost private schools in low-income communities. The company provides both secured and unsecured loans tailored to various projects, including infrastructure development, library and playground enhancements, laboratory upgrades, implementation of smart classrooms, teacher-training initiatives, and transportation solutions like school buses. By partnering with education entrepreneurs, Varthana aims to improve access to high-quality educational facilities for students from low-income backgrounds, thereby contributing to the overall transformation of the private education sector in India.

Fido is a technology company that specializes in providing fast and secure access to digital financial services. Their platform utilizes machine learning risk models to make instant credit decisions for customers who lack a traditional financial track record. This approach not only benefits individuals and entrepreneurs by offering quick and easy access to credit but also reduces operational costs for the service providers. Fido's solutions eliminate the need for fees, collateral, or guarantors, making their services accessible and convenient for users.

Dvara is a financial inclusion platform operating in India, comprising several businesses. Dvara KGFS establishes and supports local, geographically focused community financial services institutions, Kshetriya Gramin Financial Services (KGFS), catering to remote rural markets. Dvara Solutions, a software company based in Bengaluru, helps financial institutions enhance their customer-centricity. Dvara Research aims to ensure universal access to financial services. The platform operates a non-banking financial institution, offering agent-based and correspondent banking solutions, including money transfers, bill payments, loans, savings, and more, empowering low-income households and enabling financial well-being.

Varthana is a financial services company dedicated to enhancing private education in India, focusing on low-cost private schools in low-income communities. The company provides both secured and unsecured loans tailored to various projects, including infrastructure development, library and playground enhancements, laboratory upgrades, implementation of smart classrooms, teacher-training initiatives, and transportation solutions like school buses. By partnering with education entrepreneurs, Varthana aims to improve access to high-quality educational facilities for students from low-income backgrounds, thereby contributing to the overall transformation of the private education sector in India.

Aviom India Housing Finance Pvt Ltd, established in 2016 and headquartered in New Delhi, focuses on providing accessible home loan services primarily to individuals and families in semi-urban areas of India. The company specializes in offering financial assistance for various housing needs, including home purchasing, improvements, extensions, and construction. Aviom caters especially to clients from semi-formal and informal sectors, allowing them to obtain home loans without the requirement of income documentation. In addition to housing loans, the company also provides short-term business loans, loans against property, and legal and technical counseling, thereby enabling low-income households to secure the necessary capital for building or renovating their homes. With offices across multiple cities, Aviom aims to support families in enhancing their living conditions and achieving their housing aspirations.

MyCredit Limited is a non-banking financial institution based in Nairobi, Kenya, specializing in a range of financial services. The company provides various loan products, including business loans and salary loans, as well as guarantees such as bid bonds and performance bonds. In addition to these services, MyCredit offers leasing options and a comprehensive suite of insurance products that encompass motor insurance, personal accident coverage, burglary insurance, and agricultural insurance, among others. By catering to diverse financial needs, MyCredit aims to support individuals and businesses in achieving their financial goals.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.